USDA Vs. FHA your options comparison in Parker, Douglas County, CO

In 2026, the USDA loan limit in Parker, within Douglas county in CO, stands at $547,400, whereas the FHA limit for a single-family home is $787,750.

Make use of Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Assess the income, credit, reserves, and required documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side to decide which option in best matches your financial needs.

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2026 Loan Limits and Downpayment Requirements in Parker, County of Douglas, CO

Loan Type Limit Down Payment
USDA $547,400 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

USDA and FHA Loan Options in Parker, CO

At Lendersa®, our goal is to help you secure the best USDA or FHA loan swiftly and with ease. Choose one of three starting points to match you with suitable lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matching

What Exactly is a USDA Loan in CO?

A USDA home loan is backed by the Department of Agriculture and is often called a USDA rural development loan or USDA mortgage. It is restricted to rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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