USDA Vs. FHA your options comparison in Parker, Douglas County, CO
In 2026, the USDA loan limit in Parker, within Douglas county in CO, stands at $547,400, whereas the FHA limit for a single-family home is $787,750.
Make use of Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Assess the income, credit, reserves, and required documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side to decide which option in best matches your financial needs.
2026 Loan Limits and Downpayment Requirements in Parker, County of Douglas, CO
Loan Type
Limit
Down Payment
USDA
$547,400
0%
FHA
$787,750
3.5%
Conventional Conforming
$787,750
3%
USDA and FHA Loan Options in Parker, CO
At Lendersa®, our goal is to help you secure the best USDA or FHA loan swiftly and with ease. Choose one of three starting points to match you with suitable lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is often called a USDA rural development loan or USDA mortgage. It is restricted to rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Colorado native and a veteran of 25 years in the mortgage business this professional can assist you in your search for a new mortgage. Rob has been involved in every aspect of the mortgage profession from data entry to selling loans on the secondary market. Rob has learned all stages of the mortgage process by originating, processing,
19501 East Mainstreet, Suite 200, Parker, CO, 80138
Lends in Colorado
Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.
We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.
Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.
Colorado Mortgage Guy provides new home mortgages, refinancing, FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home loans for Denver and Colorado. Call 303.818.0699 for FREE Mortgage Consultation Mortgage Check-Up. FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home.
Front Range Lending LLC treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
10940 South Parker Road, Suite 223, Parker, CO, 80134
Lends in Colorado
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a mortgage brokerage with a focus on education about real estate investing. We believe in educating our clients first – not selling. This empowers our clients to make informed choices.We take a consumer-direct approach strategy, reaching consumers where they seek education about home mortgage and first-time home buyer programs.
Welcome to Core Value Lending. Veteran owned and operated serving the states of Colorado, Florida, Virginia, and California founder of the and also Veteran owned and operated, Homes for Heroes affiliate, and true advocate for the VA home buyer servicing CO, VA, and FL Experienced, transparent, and hard working Ready To Work For You.
