In 2025, the USDA loan limit in Parker, within Douglas county in CO, stands at $547,400, whereas the FHA limit for a single-family home is $787,750.
Make use of Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Assess the income, credit, reserves, and required documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side to decide which option in
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| Loan Type | Limit | Down Payment |
| USDA | $547,400 | 0% |
| FHA | $787,750 | 3.5% |
| Conventional Conforming | $787,750 | 3% |
At Lendersa®, our goal is to help you secure the best USDA or FHA loan swiftly and with ease. Choose one of three starting points to match you with suitable lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and is often called a USDA rural development loan or USDA mortgage. It is restricted to rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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