USDA Vs. FHA Pro and Con comparison in Burlington, Kit Carson County, CO

In 2025, USDA loan limit in Burlington, county of Kit Carson, CO is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Burlington, county of Kit Carson, CO

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Burlington, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • Eastern Colorado Bank
  • 10 South First Street, Cheyenne Wells, CO, 80810
  • The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
  • Yuma County Federal Credit Union
  • 419 W 8th Ave, Yuma, CO, 80759
  • We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.
  • Farmers & Merchants Bank of Colby
  • 240 W 4th ST, Colby, KS, 67701
  • Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers! We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.
  • The First National Bank of Hugo
  • 321 4th Street, Hugo, CO, 80821
  • The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado. Mobile and traditional directions to this location can be found below along with ratings
  • Security State Bank
  • 117 North 4th Street, Leoti, KS, 67861
  • Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.
  • The Farmers State Bank of Oakley, Kansas
  • 100 Center Avenue, Oakley, KS, 67748
  • At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.
  • McClave State Bank
  • 101 East First Street, Mc Clave, CO, 81057
  • McClave State Bank is proud to be an independent, locally owned bank which has served the McClave community and surrounding area for over 100 years. We take great pride in the friendly, personal service we provide to our customers, as well as our ability to provide a broad range of financial services to help you achieve your financial goals.
  • Pioneer Community Federal Credit Union
  • 102 South Main Street, Palisade, NE, 69040
  • PIONEER COMMUNITY FEDERAL CREDIT UNION is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to it’s members
  • The Valley State Bank
  • 110 W Ave B, Syracuse, KS, 67878
  • Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area. John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
  • First National Bank of Syracuse
  • 11 N. Main, Syracuse, KS, 67878
  • First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
  • Fellowship Credit Union
  • 803 East Olive Street, Lamar, CO, 81052
  • Fellowship Credit Union has been serving Colorado communities since 1959. Over the years, our field of membership has grown along with our credit union which has merged with East Prowers Federal Credit Union in 1986, St. Francis Credit Union in 2006, and Arkansas Valley Federal Credit Union in 2017.