In 2026, the USDA loan limit in Burlington, located in Kit Carson county, CO, is set at $336,500, while for a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine your needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you discern which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly obtaining the best USDA or FHA loan for you, hassle-free. Begin with one of three starting options that lead to matching lenders and USDA programs.
A USDA home loan, sometimes referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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