USDA Vs. FHA Pro and Con comparison in Burlington, Kit Carson County, CO

In 2026, the USDA loan limit in Burlington, located in Kit Carson county, CO, is set at $336,500, while for a single-family home, the FHA limit is $472,030.

Employ the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine your needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you discern which program in suits your financial needs best.

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2026 Loan Limits and Downpayment Requirements in Burlington, Kit Carson, CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Burlington, CO

Lendersa® is committed to swiftly obtaining the best USDA or FHA loan for you, hassle-free. Begin with one of three starting options that lead to matching lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CO?

A USDA home loan, sometimes referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Burlington Lenders

  • Eastern Colorado Bank
  • 10 South First Street, Cheyenne Wells, CO, 80810
  • Lends in Colorado
  • The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees.

    Since our start in 1944, our dedicated staff has focused on business professionals, small businesses

  • Yuma County Federal Credit Union
  • 419 W 8th Ave, Yuma, CO, 80759
  • Lends in Colorado
  • We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.

  • The First National Bank of Hugo
  • 321 4th Street, Hugo, CO, 80821
  • Lends in Colorado
  • The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado.

    Mobile and traditional directions to this location can be found below along with ratings

  • McClave State Bank
  • 101 East First Street, Mc Clave, CO, 81057
  • Lends in Colorado
  • McClave State Bank is proud to be an independent, locally owned bank which has served the McClave community and surrounding area for over 100 years. We take great pride in the friendly, personal service we provide to our customers, as well as our ability to provide a broad range of financial services to help you achieve your financial goals.