In the year 2026, the USDA loan ceiling for Ansonia, located in the county of New Haven, CT, reaches $336,500. Conversely, for the same location, the FHA cap for a single-family dwelling is $472,030.
Make use of the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA interest rates and ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to decide which program best supports your financial needs in
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| Loan Category | Maximum Amount | Initial Payment Required | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to streamline obtaining the most suitable USDA or FHA loan without delay. Begin with one of our three initial pathways to connect with suitable lenders and USDA loan schemes.
A USDA home loan, backed by the U.S. Department of Agriculture, is also called a USDA rural development or USDA mortgage. These loans are available specifically in rural communities. Unlike FHA loans, which necessitate a minimum down of 3.5%, USDA loans require zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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