USDA Vs. FHA Pro and Con comparison in Ansonia, New Haven County, CT

In the year 2025, the USDA loan ceiling for Ansonia, located in the county of New Haven, CT, reaches $336,500. Conversely, for the same location, the FHA cap for a single-family dwelling is $472,030.

Make use of the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA interest rates and ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to decide which program best supports your financial needs in .

Review loan offerings from an array of 100 lenders

2025 loan limits and downpayment criteria in Ansonia, county of New Haven, CT

Loan Category Maximum Amount Initial Payment Required
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan choices in Ansonia, CT

The mission of Lendersa® is to streamline obtaining the most suitable USDA or FHA loan without delay. Begin with one of our three initial pathways to connect with suitable lenders and USDA loan schemes.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in CT

A USDA home loan, backed by the U.S. Department of Agriculture, is also called a USDA rural development or USDA mortgage. These loans are available specifically in rural communities. Unlike FHA loans, which necessitate a minimum down of 3.5%, USDA loans require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Long Beach school district and city college employees. Long Beach School District Employees Federal Credit Union, as LBS Financial was originally called, was operated out of homes and a classroom at Wilson High School. The staff were mostly volunteers who wanted to help the members of their community have affordable, trusted financial options.
  • California International Bank, A National Banking Association
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  • TD Lending, Inc.
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  • ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.
  • HPT Finance
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  • 24/7 Mortgage Corporation
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