USDA VS FHA in Orange, New Haven County, CT

In the year 2026, the USDA loan ceiling for Orange, situated in New Haven, CT, is $336,500. Meanwhile, the limit for an FHA loan stands at $472,030 for a single-family house.

Explore Lendersa®'s USDA loan calculator for a current analysis of USDA versus FHA rates. Discover the necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, see USDA, FHA, Conforming, and VA loans in comparison, aiding you in selecting the best fit for your specific financial situation in .

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2026 Loan Ceilings and Downpayment Details for Orange, New Haven, CT

Type of Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

Available Loan Options: USDA and FHA in Orange, CT

The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loans available. Begin with any of the three initial approaches listed below to engage with matching lenders and explore USDA loan opportunities.

Lendersa USDA loan inquiry and alignment outcomes

Understanding USDA Loans in CT

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended exclusively for rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Orange Lenders

  • GE Credit Union
  • 265 Sub Way, Milford, CT, 06461
  • Lends in Connecticut
  • General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!

  • RateCloud
  • 185 Plains Road, 3rd FLoor, Milford, CT, 06461
  • Lends in Connecticut
  • RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.

  • The Milford Bank
  • 33 Broad Street, Milford, CT, 06460
  • Lends in Connecticut
  • The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.

  • Pitney Bowes Employees Federal Credit Union
  • 27 Waterview Drive (27-1A), Shelton, CT, 06484
  • Lends in Connecticut
  • Established in 1936, the Pitney Bowes Employees Federal Credit Union helps Pitney Bowes and BlueCrest employees, their immediate families, retirees and their household members with all of their financial needs. Pitney Bowes Employees Federal Credit Union is located in Stamford, CT, United States.

  • Mutual Security Credit Union
  • 12 Progress Drive, Shelton, CT, 06484
  • Lends in Connecticut
  • Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.

  • WILLIAM RAVEIS MORTGAGE, LLC
  • 7 Trap Falls, Shelton, CT, 06484
  • Lends in Connecticut
  • William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.

  • Quantum Mortgage
  • 2 Corporate Dr, Suite 800, Shelton, CT, 06484
  • Lends in Connecticut
  • Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.

  • Sikorsky Credit Union
  • 1000 Oronoque Lane, Stratford, CT, 06614
  • Lends in Connecticut
  • At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • Lends in Connecticut
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.