In 2025, the USDA loan ceiling for Shelton, county of Fairfield, in CT is $556,600, whereas the FHA limit for a single-family home is $707,250.
Use the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA. It helps you identify income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to choose the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $556,600 | 0% | |
| FHA | $707,250 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure the best possible USDA or FHA loan quickly and with ease. Select one of three starting methods that will match you with suitable lenders and USDA loan options.
The USDA home loan is a government-backed option, offered through the Department of Agriculture, otherwise known as the USDA Rural Development loan or mortgage, and is designated for rural areas. In contrast to FHA loans, which require a 3.5% down payment, the USDA loan needs no down payment, offering unique benefits for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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