USDA and FHA Pro and Con in Shelton, Fairfield County, CT
In 2026, the USDA loan ceiling for Shelton, county of Fairfield, in CT is $556,600, whereas the FHA limit for a single-family home is $707,250.
Use the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA. It helps you identify income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to choose the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Shelton, County of Fairfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Shelton, CT
The aim of Lendersa® is to secure the best possible USDA or FHA loan quickly and with ease. Select one of three starting methods that will match you with suitable lenders and USDA loan options.
The USDA home loan is a government-backed option, offered through the Department of Agriculture, otherwise known as the USDA Rural Development loan or mortgage, and is designated for rural areas. In contrast to FHA loans, which require a 3.5% down payment, the USDA loan needs no down payment, offering unique benefits for eligible buyers.
Established in 1936, the Pitney Bowes Employees Federal Credit Union helps Pitney Bowes and BlueCrest employees, their immediate families, retirees and their household members with all of their financial needs. Pitney Bowes Employees Federal Credit Union is located in Stamford, CT, United States.
Mutual Security Credit Union aspires to be the preeminent financial partner that is committed to developing trusted relationships with our members by providing responsible advice and making impactful community investments to position our staff, members and our Community for success.
William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.
Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.
"AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years.
We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts.
At Regina Capital we pride ourselves by doing business with honesty and integrity. Regina Capital has been in the private lending field since 1999
At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!
