USDA Loan Vs. FHA loan pro & con for Seymour, New Haven County, CT

In 2025, USDA loan limit in Seymour, county of New Haven, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Seymour, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 781-7788 44 miles Lender's profile and map Reviews East Coast Capital Corp 25 Melville Park Road, Melville, NY, 11747 East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.
(631) 233-8700 44 miles Lender's profile and map Reviews Affordable Financial Services Ltd. One Huntington Quadrangle, Suite 1N09, North Tonawanda, NY, 11747 With our highly knowledgeable and professional Mortgage Consultants and Processing Department, we will get you the best loan to fit your needs. As an industry leader, Affordable Financial Services LTD takes pride in our vast knowledge of the mortgage industry and its products available to today’s borrower.
(800) 562-6715 44 miles Lender's profile and map Reviews US Mortgage Corporation 201 Old Country Rd, Suite 140, Melville, NY, 11747 Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We were founded by Steven A. Milner over 2 decades ago, and have been committed to “Helping You Make It Home®” since. Founded in 1994
(631) 446-3103 44 miles Lender's profile and map Reviews Reliant Home Funding, Inc 445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747 Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.
(845) 452-7323 44 miles Lender's profile and map Reviews TEG Federal Credit Union 1 Commerce Street, Poughkeepsie, NY, 12603 TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
(860) 501-9119 44 miles Lender's profile and map Reviews Weimin Loans LLC 94 Arbor Crossing East, East Lyme, CT, 06333 Weimin Loans Mortgage one is more suitable, fixed interest rate or floating interest rate? Usually, if you plan to sell a house within 7 years, you can consider a floating-rate loan because its initial interest rate is lower than a fixed-rate loan. If the plan changes in the future, you can consider refinancing at that time.
(631) 383-2659 45 miles Lender's profile and map Reviews Advantage Home Lenders 2137 Deer Park Avenue, Suite B, Deer Park, NY, 11729 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(866) 400-3272 45 miles Lender's profile and map Reviews First Central Savings Bank 70 Glen Street, Glen Cove, NY, 11542 First Central Savings Bank has grown from a simple concept to what we are today: a vibrant, thriving, all-inclusive community bank that hasn’t wavered from its original aim of friendly, personalized service. We are committed to enriching our communities, driving local economic growth, and cultivating lasting relationships.
(914) 834-3200 45 miles Lender's profile and map Reviews Mamta Federal credit union 1000 West Boston Post Road, Mamaroneck, NY, 10543 MAMTA Federal Credit Union has been open since 1938. The credit union has assets totaling $12.74 Million and provides banking services to more than 1, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
(800) 692-5363 45 miles Lender's profile and map Reviews Equity Now Inc. 174 E Boston Post Road, Mamaroneck, NY, 10543 Since 1984, Equity Now has been a leader in the mortgage industry. We are a direct mortgage lender, not a broker. That means we do everything under one roof: evaluating the application, reviewing the appraisal, approving the loan and writing the check. We are experts in helping homeowners with less-than-perfect credit.