USDA Vs. FHA your options comparison in Seymour, New Haven County, CT

In 2025, the USDA loan limit in Seymour, within New Haven county, CT, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates. Discover the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Seymour, New Haven County, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Seymour, CT

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose among three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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