USDA Vs. FHA your options comparison in Seymour, New Haven County, CT

In 2026, the USDA loan limit in Seymour, within New Haven county, CT, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates. Discover the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial circumstances in .

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2026 Loan Limits and Downpayment Requirements in Seymour, New Haven County, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Seymour, CT

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose among three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 455 Hamilton Street, Allentown, PA, 18101
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  • GOLD Credit Union
  • 835 W. Hamilton St, Allentown, PA, 18101
  • GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.
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  • Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending. Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
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  • One Third Street, Corinth, NY, 12822
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  • 248 Broadway, Methuen, MA, 01844
  • At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.
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  • PO Box 217, Palmerton, PA, 18071
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  • 1425 Grape Street, Whitehall, PA, 18052
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  • 1 Walnut Grove Drive, Suite 300, Horsham, PA, 19044
  • For over 20 years, APEX has provided small-balance commercial real estate mortgages directly to small business owners and investors who can’t secure traditional financing. We specialize in commercial mortgages ranging from $25,000 to $1.5 million. We’re about more than just the bottom line. We listen. We partner. We make smart, fast decisio