USDA Vs. FHA your options comparison in Seymour, New Haven County, CT

In 2025, the USDA loan limit in Seymour, within New Haven county, CT, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator lets you compare today's top USDA and FHA rates. Discover the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Seymour, New Haven County, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Seymour, CT

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose among three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Doris Le, Trusted Private Money Lender & Bridge Partner
  • 4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129
  • When you have an important real estate transaction, you need a reliable source of funding, one that can provide the funding you need, when you need it. We are a direct, local, private money lender originating, underwriting and funding non-traditional mortgages and hard money loans on residential and commercial properties throughout California.
  • Stonecrest Financial
  • 4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129
  • The Stonecrest family of businesses has been involved in real estate investing and financing since 1986. We specialize in private money lending, but we are also a full service loan brokerage. For borrowers with less than traditional bank qualifications, We provide private real estate loans at competitive rates, based primarily on equity.
  • Metropolitan Bank
  • 250 East 18th Street, Oakland, CA, 94606
  • Our goal to provide our customers with the best community banking experience possible. Where other banks have devised new and inventive ways to deal with their customers at an arms length, we remain committed to the idea that bank-customer relationships should be personal. We make an effort to know you, our clientele, and adapt our service.
  • Star One Credit Union | Sunnyvale
  • PO Box 3643, Sunnyvale, CA, 94088
  • Star One is one of Silicon Valley’s largest member-owned financial institutions. Membership is open to individuals who live, work or attend school in Santa Clara County and several neighboring counties. Our mission is to improve each member's life by delivering valuable financial services.
  • Prince Realty, Inc.
  • 1018 East El Camino Real, Sunnyvale, CA, 94087
  • PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
  • Cooperative Center FCU
  • 3015 San Pablo Ave, Berkeley, CA, 94702
  • At Cooperative Center FCU being part of the cooperative movement is, quite literally, baked into our DNA. As a Certified Minority Depository and Community Development Financial Institution our mission is to serve the underserved and unbanked/underbanked in the communities, Alameda and West Contra Costa Counties, our field of membership work or live
  • Community Bank of the Bay
  • 180 Grand Avenue, Suite 1550, Oakland, CA, 94612
  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.
  • Matson Credit Union loan
  • 475 14th Street, Suite 220, Oakland, CA, 94612
  • Chartered in 1938, Matson Employees’ Federal Credit Union was established to provide the best services possible — in a friendly atmosphere — for our members and their families. We are a non-profit, financial cooperative owned by you, our members. So you can rest assured that we will always be looking out for your best interest
  • Money Source
  • 1300 Clay St, Suite 600, Oakland, CA, 94612
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • TMC Financing
  • 1720 Broadway, 3rd Floor, Oakland, CA, 94612
  • TMC is the no. 1 SBA 504 lender in the nation. Since 1981, TMC has provided $10 billion in financing for over 6, 000 businesses throughout California and Nevada. This financing has resulted in the creation or retention of an estimate 60, 000 jobs. Now licensed to operate in Arizona!