USDA Vs. FHA Pro and Con comparison in Barkhamsted, Litchfield County, CT
In the year 2025, the USDA loan cap in Barkhamsted, within Litchfield county of CT, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best interest rates from USDA versus FHA. Evaluate what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program based on your financial scenario in Alabama.
2025 Loan Limits and Down Payment Needs in Barkhamsted, County of Litchfield, CT
Loan Type
Loan Cap
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Barkhamsted, CT
Lendersa® aims to swiftly secure the best USDA or FHA loan for you, minimizing hassle. Choose from three initial paths to match with lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage via the Department of Agriculture. Known also as a USDA rural development loan or mortgage, it is exclusively available in rural regions. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
55 John Clarke Road, Unit A16, Middletown, RI, 02842
"Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt.
Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"
Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.
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3 Dakota Drive, Suite 100, Lake Success, NY, 11042
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
2001 Marcus Ave, Suite North 121, Lake Success, NY, 11042
Canyon Mortgage has always strived to streamline the Mortgage process and make it as simple and straight forward as possible. We believe it doesn’t have to be so complicated.We begin the lending process by getting to know you, what your specific needs are and building your trust.Established in 2007
At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
Since 1960, MCT has been creating financial solutions for the people who live and work in Montgomery County. If you’ve been thinking about joining us, what’s stopping you? We accept members from most local businesses, and if your employer isn’t on our list yet, it’s easy, fast, and free to sign on.
Hometown Mortgage Corp. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service - putting the people we serve 1st.Take advantage of our expertise in the residential lending industry by applying online today.You will find that the skill, professionalism & consideration we give to each of our client