USDA Loan Vs. FHA loan pro & con for Barkhamsted, Litchfield County, CT

In 2025, USDA loan limit in Barkhamsted, county of Litchfield, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Barkhamsted, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(732) 245-8938 127 miles Lender's profile and map Reviews Dream Home By Bob 35 Faith Lane, Aberdeen, NJ, 07747 Dream Home By Bobi s a big investment, but it can also be extremely rewarding if you receive the right guidance. My objective is to be a reliable and informative resource for all my clients, whether they are first-time or experienced home buyers. My relationship with a client doesn’t necessarily end after a loan is secured.
(732) 747-7800 127 miles Lender's profile and map Reviews K Hovnanian American Mortgage 90 Matawan Rd, Matawan, NJ, 07747 Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
(732) 560-1700 127 miles Lender's profile and map Reviews Somerset Savings Bank 220 W. Union Avenue, Bound Brook, NJ, 08805 Somerset Savings Bank has focused on serving the Central Jersey marketplace for 127 years. We provide customers with a wide array of competitively priced deposit & loan products—all offered with the highly personalized service that has become a hallmark of the Bank. Headquartered in Bound Brook, NJ, we have seven offices throughout Somerset.
(732) 460-0888 127 miles Lender's profile and map Reviews Mortgage Now Inc. 1161 Broad St #212, Shrewsbury, NJ, 07702 Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(603) 643-1400 127 miles Lender's profile and map Reviews Title Mortgage Solution 7 Lebanon Street, Suite 105, Hanover, NH, 03755 We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
(603) 643-7400 127 miles Lender's profile and map Reviews Legacy Mortgage, LLC 2 Buck Rd, Suite L, Hanover, NH, 03755 Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
732-505-4602 127 miles Lender's profile and map Reviews First Funding Loans 1 3rd Ave, Suite 4, Long Branch, NJ, 07740 First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects
(607) 561-7328 127 miles Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(908) 459-4121 127 miles Lender's profile and map Reviews First Hope Bank 1301 Hope Bridgeville Road, Hope, NJ, 07844 First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
(732) 758-9300 128 miles Lender's profile and map Reviews TFS Mortgage Corporation Inc 437 Newman Springs Road, Lincroft, NJ, 07738 TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.