USDA and FHA Pro and Con in Winchester, Litchfield County, CT
As of 2025, in Winchester, county of Litchfield, CT, the USDA loan limit is $336,500, whereas the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA top rates. This tool helps determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables comparison of USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Winchester, Litchfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Winchester, CT
Lendersa® aims to promptly connect you with the best USDA or FHA loan options, free of hassle. Begin with one of three starting points to access matching lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require a down payment at all.
Shared Resources Credit Union is committed to serving the needs of our members by providing quality service in a conscientious manner that will develop new business and enhance existing relationships. Our credit union is open to anyone who lives, worships, works, or attends school within a 10-mile radius of any Shared Resources branch.
At Guarantee Loan in Texas and our focus on the financial needs of our customers. Since our founding during the 1930s, we have helped people across the Lone Star State rebuild their credit through installment loans. Our motto is “we succeed when our customers succeed. With many locations across the state of Texas.
We are a member owned financial cooperative whose passion is serving Texas educators and their families to provide more money, time & peace of mind.
We are a credit union dedicated to serving the financial needs of school employees and their families in the state of Texas.
We offer a full line of financial services tailored.
Reed Credit Union has been open since 1935. The credit union has assets totaling $17.23 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members
At Port of Houston Credit Union. Founded in 1956, Port of Houston Credit Union is dedicated to serving the needs of members their families.
Who owns the credit union? You do! When you open your share account, you become a member and shareholder. Membership in a credit union is restricted to select groups and their families.
Light Commerce Credit Union (“LCCU”) opened for business on January 31, 2004. Our field of membership includes all New Light Church members, A.I.M. Pastors, and residents/employees of Faith Village Apartments. Once a member of LCCU, all relatives by blood or marriage and friends are welcome to join.
Morton Mortgage, Inc. is a Texas Mortgage Company. Renee Morton and her team bring the expertise of over 40 years to the closing table. They take great pride in offering competitive rates, exemplary customer service and great attention to detail to insure your home lending experience is the finest.
17018 Seven Pines Dr, Suite 200, Spring, TX, 77379
Texas Mortgage Professionals, lending since 2003. Our team consists of mortgage professionals that provide services for mortgages all over Texas. We are committed to providing the time and service to those whom need it and value to those whom have achieved it. We want to make sure everyone has the opportunity to buy their dream home.
Our credit union was originally chartered in December 1933 as the Houston Railway Postal Clerks Credit Union. Following the tradition of “one member, one vote” our credit union has undergone frequent name changes reflecting our continual growth in our scope of membership As USECU, or United States Employees’ Credit Union, our credit union.
