USDA and FHA Pro and Con in Winchester, Litchfield County, CT
As of 2025, in Winchester, county of Litchfield, CT, the USDA loan limit is $336,500, whereas the FHA limit for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA top rates. This tool helps determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables comparison of USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Winchester, Litchfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Winchester, CT
Lendersa® aims to promptly connect you with the best USDA or FHA loan options, free of hassle. Begin with one of three starting points to access matching lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require a down payment at all.
We are a full-service financial institution serving your banking needs for over 78 years. It's not a tagline or clever marketing promotion. It's our promise to deliver the very best financial products to our members. We know you have a choice when it comes to financial services & we invite you to compare our products and services.
2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.
5772 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
We are "SERIOUS ABOUT SERVICE"! Our mission is to deliver the highest level of service, accountability and integrity to our customers while offering a broad portfolio of mortgage products. We'll also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
5882 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
Our established network of real estate professionals throughout California will be able to serve your needs promptly and with a very personalized approach. Whether you are a first-time homebuyer, just starting your research, or a seasoned investor you will be treated with the same high level of distinction.
16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649
California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
Nexgen Home Finance was started in 2004 by Jason Kiffe and Leyla Sharifi. Their intent was to offer an alternative to the unethical and inexperienced advice that was growing rampant as a result of various lenders hiring without any training or mortgage education. They felt that good financial advice should come from people who not only study.