USDA Vs. FHA your options comparison in Winsted, Litchfield County, CT
As of 2025, in Winsted located in the county of Litchfield, CT, the USDA loan cap is $336,500, whereas for a single-family dwelling, the FHA limit is $472,030.
To compare today's top USDA and FHA rates, utilize the Lendersa® USDA loan calculator, determining the essential income, credit, reserves, and documentation needed for qualification. Through our state-of-the-art mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side to choose the most fitting program in for your specific financial scenario.
Loan limits and down payment criteria for 2025 in Winsted, county of Litchfield, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA loan possibilities in Winsted, CT
Lendersa® aims to provide you with the optimal USDA or FHA loan quickly and seamlessly. Opting from one of three entry points helps align you with suitable lenders and USDA loan options.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans don't necessitate any down payment.
"PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York.
Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
230 East Main Street, Unit 11, Branford, CT, 06405
Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.
Trademark Financial Group is a Connecticut licensed mortgage company based in Branford with a combined 35 years of mortgage banking experience. Trademark Financial has grown and made itself a major competitor in the industry. Trademark Financial Group has helped thousands of people to own the home of their dreams.
East Shore Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. East Shore Mortgage may change the products, services
Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.
Fairfield County Bank is a $1.9 billion community bank founded in 1871 in Ridgefield, Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, and municipalities in Fairfield County, Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rat
Fairfield County Bank is a $1.9 billion community Bank founded in 1871 in Ridgefield Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, & municipalities in Fairfield County Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rating
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
General Electric Credit Union is a full-service financial institution. Because it’s your money. Your dreams. And our commitment. Helping you achieve your financial dreams since 1940! We offer student checking accounts, FREE for up to 4 years, VISA Credit Cards at great rates, mortgages, home equity loans & lines with no application or annual fees!
