In 2025, the USDA loan ceiling in Bethany, located in New Haven, CT, is $336,500, whereas the limit for FHA loans for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA optimal rates and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you make the best decision for your specific financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan, effortlessly. Choose from three initial pathways that match you with suitable lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is offered exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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