USDA Vs. FHA Pro and Con comparison in Bethany, New Haven County, CT
In 2025, the USDA loan ceiling in Bethany, located in New Haven, CT, is $336,500, whereas the limit for FHA loans for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA optimal rates and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you make the best decision for your specific financial needs in .
2025 Loan Limits and Downpayment Requirements in Bethany, New Haven, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Bethany, CT
The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan, effortlessly. Choose from three initial pathways that match you with suitable lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is offered exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.
We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.
Our success is built on creating an authentic community banking experience
Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.
The Niagara Falls Air Force Federal Credit Union was chartered in 1955. It is a not-for-profit financial institution that is owned and controlled by its members and is operated for your benefit through a membership elected Board of Directors. The Board of Directors is the policy and governing body of the Niagara Falls Air Force credit union.
Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.
Our Credit Union first opened its doors in 1934 at our location on Buffalo Avenue as Niagara Dupont Employees Credit Union. In 2011, we moved to our new location on Military Road, changed our name to Encompass Niagara Credit Union and became a community charter allowing all who live, work, worship
To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:
""It's my credit union; it belongs to me.""
When you walk into the credit union lobby, or call a loan officer
Affinity One Federal Credit Union has been open since 1948. The credit union has assets totaling $45.55 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
The mission of Chessie Federal Credit Union is to provide personal financial services to our membership in an efficient, friendly & convenient manner. The credit union idea was brought to Cumberland, Maryland when nine area men deposited a total of $65.00 to form the Cumberland B&O Employees Federal Credit Union.
Potomac FCU is to help members achieve their financial goals by providing valuable financial products and services, creating a source of credit at fair and competitive rates while maintaining a friendly community focused culture. Potomac Federal Credit Union is committed to providing a website that is accessible to the widest possible audience.
ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
