USDA VS FHA in Bethany, New Haven County, CT

In 2026, the USDA loan ceiling in Bethany, located in New Haven, CT, is $336,500, whereas the limit for FHA loans for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA optimal rates and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you make the best decision for your specific financial needs in .

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2026 Loan Limits and Downpayment Requirements in Bethany, New Haven, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bethany, CT

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan, effortlessly. Choose from three initial pathways that match you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Comprehending USDA Loans in CT

A USDA home loan, supported by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is offered exclusively in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bethany Lenders

  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Lends in Connecticut
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies.

    MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.

  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified
    applicants will receive consideration for employment without regard to race, color, religion, sex, national
    origin, age, disability, veteran status or any other legally protected status.

  • United Investment Bankers LLC
  • 3013 Dixwell Avenue, Hamden, CT, 06518
  • Lends in Connecticut
  • United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.

  • Brookview Financial, Inc.
  • 2321 Whitney Ave, Suite 102, Hamden, CT, 06518
  • Lends in Connecticut
  • Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies

  • Crosspoint Federal Credit Union
  • 105 Sanford Street, Hamden, CT, 06514
  • Lends in Connecticut
  • For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.

  • Ion Bank
  • 87 Church Street, Naugatuck, CT, 06770
  • Lends in Connecticut
  • Ion Financial, MHC is an independent financial services company committed to building lifetime relationships by partnering with our customers to help them identify and achieve their financial goals.We seek profitable growth while delivering superior customer service and offering a comprehensive package of progressive financial products.

  • Trust Bridge
  • 609 W Johnson Ave, Suite 115, Cheshire, CT, 06410
  • Lends in Connecticut
  • We, at Trust Bridge, understand the complexities of every deal. With that in mind, we offer a plethora of lending options that allow for flexible and efficient solutions to your investing needs.

    To provide options so the investors are in the best position possible to grow their businesses.

  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Lends in Connecticut
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws

  • Connex Credit Union
  • 412 Washington Ave, North Haven, CT, 06473
  • Lends in Connecticut
  • Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.