As of 2025, the USDA loan limit in the city of Naugatuck, located in New Haven county, CT, stands at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator today to compare the best rates between USDA and FHA loans and determine what income, credit score, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side to assist your decision on the ideal program in
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| Type of Loan | Limit | Minimum Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the most favorable USDA or FHA loan quickly and efficiently. You can start by choosing one of three options to connect with compatible lenders and relevant USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike the FHA loan, which requires a minimum down payment of 3.5%, the USDA mortgage requires no initial payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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