USDA and FHA Pro and Con in Naugatuck, New Haven County, CT
As of 2026, the USDA loan limit in the city of Naugatuck, located in New Haven county, CT, stands at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator today to compare the best rates between USDA and FHA loans and determine what income, credit score, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side to assist your decision on the ideal program in for your specific financial needs.
Loan limits and down payment needs for 2026 in Naugatuck, New Haven county, CT
Type of Loan
Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan solutions in Naugatuck, CT
Lendersa® aims to secure the most favorable USDA or FHA loan quickly and efficiently. You can start by choosing one of three options to connect with compatible lenders and relevant USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike the FHA loan, which requires a minimum down payment of 3.5%, the USDA mortgage requires no initial payment.
Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.
Our purpose has always been to provide an excellent service with an immediate response.
LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.
We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Converse County Bank is able to offer the leading-edge financial products and services of today’s very busy world, we’re still local. Still providing safe harbor. Still committed to fulfilling the dreams of those we serve. We’re here when you need us, with our extended customer service hours.
Alamo Loan Company is committed to providing you with the convenient financial options that you need to reach your goals. We treat every customer like family and we are passionate about excellent customer service. Reach out to us for an easy and affordable personal loan or title loan.
227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University
VAPR FEDERAL CREDIT UNION is a nonprofit cooperative founded in 1950 and organized to provide our members with low-cost financial services. We are governed by a volunteer Board of Directors, elected by and for the partners. Being a member of the Cooperative is a privilege that is recognized exclusively to employees in our field of associates.
The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.
Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.
