USDA Vs. FHA Pro and Con comparison in Beacon-Falls, New Haven County, CT
In 2025, the USDA loan cap in Beacon-Falls, within New Haven, CT, is $305,900, while the FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, helping you understand the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Beacon-Falls, New Haven, CT
Loan Type
Loan Limit
Down payment
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Beacon-Falls, CT
Lendersa® aims to connect you with the best USDA or FHA loan swiftly and simply. Choose from three starting points that pair you with suitable lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
451 7th Street SW, Suite 3241, Washington, DC, 20410
HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
1800 F Street NW, Room 1211, Washington, DC, 20405
GSA Federal Credit Union offers a different approach to banking. After our expenses are met, we return profits to our member/owners in the form of higher savings rates, lower loan rates and minimal fees Our Mission
To provide financial services that promote the wise use of money To be a benefit of employment
Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.
The Census Federal Credit Union was established in 1948 to provide financial services to the employees of the Census Bureau. As a member, you share in the ownership of a full service financial institution and being an owner makes a difference.Your ownership entitles you to vote for the individuals who serve on the Credit Union’s Board of Directors
1000 Jefferson Drive SW, Room B 10, Washington, DC, 20560
AgFed began in 1934, in Washington, DC and now serves individuals nationwide. Providing the highest quality of service is our top priority. We offer market leading mortgages, auto loans, credit cards, checking, and a wide range of other accounts with our members' interests always in mind
13th & C Streets SW, Room 215A, Washington, DC, 20228
The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit' for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organiz
We are a leading direct residential mortgage broker in Maryland. Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rate. With over 15 years in the business and $400 Million in closed loans, we have the experience to help
We specialize in helping homeowners protect themselves from foreclosures. We are the experts you need, no matter if you have a conventional mortgage with a bank, a hard money loan, a government backed loan, a problem with an HOA, your land patent is being challenged, or anything in between.
1667 K Street NW, Suite 510, Washington, DC, 20006
ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
