In 2025, the USDA loan cap in Beacon-Falls, within New Haven, CT, is $305,900, while the FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, helping you understand the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Beacon-Falls, New Haven, CT
Loan Type
Loan Limit
Down payment
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Beacon-Falls, CT
Lendersa® aims to connect you with the best USDA or FHA loan swiftly and simply. Choose from three starting points that pair you with suitable lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
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