USDA Vs. FHA your options comparison in Beacon-Falls, New Haven County, CT
In 2025, the USDA loan cap in Beacon-Falls, within New Haven, CT, is $305,900, while the FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, helping you understand the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Beacon-Falls, New Haven, CT
Loan Type
Loan Limit
Down payment
USDA
$305,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Beacon-Falls, CT
Lendersa® aims to connect you with the best USDA or FHA loan swiftly and simply. Choose from three starting points that pair you with suitable lenders offering USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
SMB Compass is a bespoke business financing company focused on providing financing and education to small businesses across the United States. As banks continue to make it difficult for small businesses to borrow money, we continue to provide cost effective and flexible colutions
Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.
The Enfield Community Federal Credit Union was originally chartered on October 19, 1936, as the Bigelow-Sanford Employee’s Credit Union. The original field of membership consisted of the carpet mill’s employees. There were seven different department credit unions within the company. However in 1946, the seven credit unions were merged into one.
CSP Employees Federal Credit union is a member-owned, non-profit organization whom serves the entire CT Department of Corrections staff and their immediate family members. Originally chartered in 1949 and located in Enfield, CT on the CRCI Property, CSP was once a “One Man Operation”.
Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
Jennings Financial Advisory Corp provides in house services for mortgages / finances, real estate and insurance.This breadth of coverage, combined with specialist services, means we'll always have an expert who is relevant to you.Our business is built on trust and integrity and that is what gives our clients, colleagues and partners.
Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing
National Business Capital is the leading FinTech marketplace offering small business loans and services. We've secured over $1 billion in financing for small business owners to date.
Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans.
SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority.
Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
