USDA Vs. FHA your options comparison in Hamden, New Haven County, CT
As of 2026, the USDA loan limit in Hamden, county of New Haven, CT is established at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate the most competitive USDA versus FHA rates available today, along with the associated income, credit, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in locations like .
Loan Limits and Downpayment Requirements for 2026 in Hamden, New Haven County, CT
Type of Loan
Maximum Loan
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hamden, CT
The goal of Lendersa® is to efficiently secure for you the best possible USDA or FHA loan, quickly and without unnecessary complications. Choose one of three starting pathways that will match you with suitable lenders and USDA loan opportunities.
A USDA home loan, endorsed by the government Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is accessible only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.
The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.
We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
MCashAdvance is a Merchant Cash Advance Company. We provide business cash advances to small and medium sizes businesses in the USA. Advance amounts range from $5,000 to $900,000.
Tempo Funding is a private lender that provides Hard Money and Transactional Funding Loans for Short Sales, REOs and other Discounted Short Term "Fix and Resell" transactions.
Our focus is Short-Term bridge loans for minor or no rehab projects, with the clearly defined exit strategy, typically under 120 days. We work mostly in the residential
The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.
Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
