USDA Loan Vs. FHA loan for Prospect, CT [ best of 2023]

In 2025, USDA loan limit in Prospect, county of New Haven, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Prospect, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(617) 472-2000 113 miles Lender's profile and map Reviews The Grossman Companies, Inc. 859 WILLARD STREET SUITE 501, Quincy, MA, 02169 First Boston Capital Partners, an affiliate of The Grossman Companies with offices in Quincy, MA and Southport, CT, extends private loans to builders, developers and real estate investors in Massachusetts, Connecticut, Rhode Island, New Hampshire and New York. We provide short-term bridge capital for acquisitions, ground-up construction or renovati
(732) 714-2300 114 miles Lender's profile and map Reviews Commercial Mortgage Associates Inc. 626 Princeton Ave, Brick, NJ, 08724 Commercial Mortgage Associates Inc. was founded by Gary Ambrosi in 1989 as a commercial mortgage brokerage company helping business owners and investors finance small to mid-size commercial real estate. Since, Commercial Mortgage Associates has become highly respected in the commercial lending industry that investors can rely on, and yet.
(732) 864-6265 114 miles Lender's profile and map Reviews PRIME SOURCE MORTGAGE 139 Natick Trail, BRICK, NJ, 8724 PrimeSourceMTG.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Prime Source Mortgage is a licensed Mortgage Broker licensed by NJ Dept. of Banking and Insurance. We do not issue mortgage commitments or fund mortgage loans.
(617) 495-4460 114 miles Lender's profile and map Reviews Harvard University Employees Credit Union PO Box 382609, Cambridge, MA, 02238 Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more. Harvard affiliates and their family are eligible to join.
(518) 583-2323 114 miles Lender's profile and map Reviews Saratoga's Community Federal Credit Union 444 Geyser Road, Ballston Spa, NY, 12020 Saratoga’s Community Federal Credit Union is a full service; not-for-profit, community focused financial institution. We exist solely to serve our members and our communities by helping them make financial decisions that best meet their individual needs. Our business plan is structured to provide exceptional personal service.
(518) 884-7002 114 miles Lender's profile and map Reviews TCT Federal Credit Union 416 Rowland Street, Ballston Spa, NY, 12020 TCT was founded in 1959 by a small group of teachers and school staff who wanted to pool their savings together to loan each other money when banks would not. At TCT, you're not a customer or a transaction, you're a member and an owner. We care about your financial well-being and your overall peace of mind when it comes to your savings and loan nee
(518) 581-1201 114 miles Lender's profile and map Reviews STEWART'S FEDERAL CREDIT UNION 2911 State Route 9, Ballston Spa, NY, 12020 Stewart’s Federal Credit Union is the result of the efforts of a handful of Stewart’s employees. With the support of our sponsor we have grown to a Credit Union that provides a full range of savings and loan plans to help our employees and their families achieve their financial goals
(518) 400-1188 114 miles Lender's profile and map Reviews CAPITAL NEW YORK HOME ADVANTAGE LLC 100 Saratoga Village Blvd, Ballston Spa, NY, 12020 Capital New York Home Advantage opened it's doors in May of 2012 in Malta, NY. Mortgage Financing: Conventional FHA VA USDA Portfolio Reverse Mortgages Purchase, refinance, debt consolidation and home improvement Single family, multi-family, condos, co-ops, townhouses, modular and mobile homes Primary residence,second/vacation homes.
(617) 471-0750 114 miles Lender's profile and map Reviews Colonial Federal Savings Bank 15 Beach Street, Quincy, MA, 02170 Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.
(617) 328-5800 114 miles Lender's profile and map Reviews Barry Rabinovitz - Classic Homes Real Estate 12 Beach St, Quincy, MA, 02170 Classic Homes Real Estate is a well established (over 33 yrs), successful, independently owned and operated full service residential real estate agency. We are not a traditional “cookie cutter” real estate agency. Even our office is different. We’ve restored a residential home in the heart of Wollaston Center, and filled it with a caring.