USDA Loan Vs. FHA loan for Prospect, CT [New Haven County ]

In 2026, the USDA loan limit in Prospect, county of New Haven, CT, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA best rates and find out the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you look at USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial scenario in .

Options for USDA and FHA Loans in Prospect, CT

The objective of Lendersa® is to swiftly connect you with the optimal USDA or FHA loan, without hassle. Choose from one of three starting points to engage with lenders and discover suitable USDA loan programs.

Overview of Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, recognized also as a USDA rural development loan or USDA mortgage, is a government-backed loan available through the Department of Agriculture, intended only for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Get top 10
USDA LENDERS
customized to yout needes

(610) 595-2929 Lender's profile and map Reviews BHCU 501 Industrial Highway, Ridley Park, PA, 19078 Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.
(610) 647-0100 Lender's profile and map Reviews The National Bank of Malvern 2 West King Street, Malvern, PA, 19355 The National Bank of Malvern, headquartered in Malvern, Pennsylvania, was founded in 1884. The National Bank of Malvern has two full service retail bank locations in Chester County, Pennsylvania and offers deposit accounts, online and mobile banking, consumer and commercial loans, and trust services.
(484) 568-5000 Lender's profile and map Reviews Meridian Bank 9 Old Lincoln Hwy, Malvern, PA, 19355 Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
(610) 889-0558 Lender's profile and map Reviews Money Quest Lending Corp 17 Mystic Lane, Malvern, PA, 19355 Money Quest Lending Corporation is your premiere source for better mortgage products. We offer superior financial guidance drawn from our vast knowledge and proven experience. We know what it means to own a home and acknowledge that it is most likely the most valuable asset many of us will ever purchase.
(484) 624-6800 Lender's profile and map Reviews Spring Mill Financial LLC 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355 Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
(610) 889-2004 Lender's profile and map Reviews National Mortgage Group, Inc. 101 Lindenwood Drive Suite 225, Malvern, PA, 19355 National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
(856) 423-1469 Lender's profile and map Reviews Fort Billings Federal Credit Union 962 Billingsport Road, Gibbstown, NJ, 08027 The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
(609) 625-6928 Lender's profile and map Reviews Atlantic City Electric Federal Credit Union 5100 Harding Highway, Mays Landing, NJ, 08330 On 1940, in the main office building at Kentucky & Pacific Avenues, an organizational meeting was held for "The Atlantic City Electric Company Employees Federal Credit Union, " Charter No 3755. Since that meeting, we have grown in asset size, membership numbers & services. We are now over 4, 000 members strong, with over 50 million in assets.
(443) 985-0132 Lender's profile and map Reviews AMERICA ONE MORTGAGE, LLC 15 East High Street Suite G, Glassboro, NJ, 8028 America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(610) 565-3600 Lender's profile and map Reviews Curtis Mortgage LLC 115 West State Street, Media, PA, 19063 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.