USDA VS FHA in Bethlehem, Litchfield County, CT

For 2025, the USDA loan cap for Bethlehem in the county of Litchfield, CT, is set at $336,500, while the FHA limit for a single-family home is at $472,030.

Utilize the Lendersa® USDA loan calculator to examine the top rates available between USDA and FHA loans today. This tool helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays comparisons of USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best financial solution for your situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Bethlehem, County of Litchfield, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bethlehem, CT

The mission of Lendersa® is to promptly secure the optimal USDA or FHA loan for you, ensuring a hassle-free process. Choose from our three starting points that align with lenders and USDA loan programs.

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Understanding the USDA Loan in CT

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is offered exclusively in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rock Solid Info
  • 5397 Twin Knolls Road, Suite 13, Columbia, MD, 21045
  • For over 25 years, Rock Vaughan's focus in the mortgage industry has been to make sure that every customer has the best experience possible and walks away satisfied with their choices. Whether you are a first time home buyer or seasoned real estate expert, you will be treated with Rock Vaughan's utmost care and concern.
  • Leading Home Mortgage LLC
  • 6412 Saddle Drive, Columbia, MD, 21045
  • Nick Hoffner is the founder of Leading Home Mortgage LLC, a licensed mortgage company providing residential mortgages to customers purchasing or refinancing a home in Maryland. Nick has been in the mortgage business since 2006 and has helped more than a thousand people purchase or refinance their homes over the past 14 years.
  • Apex Mortgage LLC
  • 8850 Columbia 100 Parkway, Suite 215, Columbia, MD, 21045
  • APEX Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • 1 Percent Down Mortgages
  • 8850 Columbia 100 Pkwy, Columbia, MD, 21045
  • At 1 Percent Down Mortgages, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you
  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
  • We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
  • Hard Money Bankers
  • 10015 Old Columbia Rd, Suite H-125, Columbia, MD, 21046
  • HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, Delaware and New Jersey.
  • Westside Community FCU
  • 125 East Buffalo Street, Churchville, NY, 14428
  • Westside Community Federal Credit Union is now serving the communities of Chili, Churchville, Ogden, Riga and Sweden. Also included are spouses of persons who died while within the field of membership of this credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate family or household,
  • Admiral Mortgage Services LLC
  • 3456 Monarch Drive, Edgewater, MD, 21037
  • Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers