USDA Vs. FHA Pro and Con comparison in Bethlehem, Litchfield County, CT
For 2025, the USDA loan cap for Bethlehem in the county of Litchfield, CT, is set at $336,500, while the FHA limit for a single-family home is at $472,030.
Utilize the Lendersa® USDA loan calculator to examine the top rates available between USDA and FHA loans today. This tool helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays comparisons of USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best financial solution for your situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Bethlehem, County of Litchfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bethlehem, CT
The mission of Lendersa® is to promptly secure the optimal USDA or FHA loan for you, ensuring a hassle-free process. Choose from our three starting points that align with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is offered exclusively in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans do not necessitate any down payment.
NorthStar Home Loans is an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, financial advisors, attorneys, and individual home buyers. We have access to a full range of mortgage programs and are dedicated to finding the right loan program to meet each of our client’s individual needs.
At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services.
Loan Options we
At Lifestyle Funding Solutions LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
GSL Savings Bank was founded in 1907 & has been serving the local community ever since. We offer individuals & businesses a safe & easily accessible way to bank, right in their own backyard.With more than 100 years in the financial industry, GSL Bank has the knowledge & the reputation to help people from all walks of life achieve their goals.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, financing tools & best of all quality service & individual attention.Capital Lending Corp. has committed itself to serve the underserved-from people in urban & ethnic minority communities that many financial institutions overlook.
31-10 37th Avenue, Suite 403, Long Island City, NY, 11101
Greater Metro Federal Credit Union has been open since 1970. The credit union has assets totaling $91.03 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
