USDA Vs. FHA Pro and Con comparison in Bethlehem, Litchfield County, CT
For 2025, the USDA loan cap for Bethlehem in the county of Litchfield, CT, is set at $336,500, while the FHA limit for a single-family home is at $472,030.
Utilize the Lendersa® USDA loan calculator to examine the top rates available between USDA and FHA loans today. This tool helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays comparisons of USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best financial solution for your situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Bethlehem, County of Litchfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bethlehem, CT
The mission of Lendersa® is to promptly secure the optimal USDA or FHA loan for you, ensuring a hassle-free process. Choose from our three starting points that align with lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is offered exclusively in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment minimum, USDA loans do not necessitate any down payment.
At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.
Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.
7290 Virginia Pkwy, Suite 2000, McKinney, TX, 75071
As professionals working within the real estate industry, Cynthia Brugge and her associates recognized the lack of information, education and choices available to the purchasing public and in 1982 they pioneered a new type of brokerage firm. This education has shifted power from the real estate and financial institutes to the consumer
Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.
Haviland State Bank opened in 1903 by George Lemon of Pratt. The First directors of the bank were founder George Lemon, President; Otto H. Bock, Secretary and Cashier; H.A. Barbee, a cattleman near Pratt; R.D. Woodward, and L.J. Woodward of Haviland.
When HSB first opened in 1903 the money was not kept in the bank.
First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
