USDA Vs. FHA your options comparison in Litchfield, Litchfield County, CT

In 2024, USDA loan limit in Litchfield, county of Litchfield, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Litchfield, county of Litchfield, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Litchfield, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MJ Mortgage & Tax Services, Inc.
  • 321 Winners Circle, Canonsburg, PA, 15317
  • We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.
  • THREE RIVERS LENDING
  • 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317
  • Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you
  • UVA Community Credit Union
  • 3300 Berkmar Dr, Charlottesville, VA, 22901
  • The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities
  • Mahone Mortgage LLC
  • 685 Berkmar Court, Charlottesville, VA, 22901
  • Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.
  • Crown Mortgage
  • 620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901
  • We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.
  • Capitol Mortgage Group
  • 9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
  • Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
  • Blackhawk Federal Credit Union
  • 2358 Darlington Road, Beaver Falls, PA, 15010
  • Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!
  • Beaver Valley Federal Credit Union.
  • 601 37th Street, Beaver Falls, PA, 15010
  • Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union). At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.
  • Premier Mortgage and Home Equity LLC
  • 2558 Darlington Road, Beaver Falls, PA, 15010
  • Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.
  • Mortgage Lending Solutions
  • 900 Pennsylvania Ave, Monaca, PA, 15061
  • Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process