USDA Vs. FHA Pro and Con comparison in Thomaston, Litchfield County, CT
In 2025, the USDA loan limit in Thomaston, within Litchfield, CT, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, helping you select the best loan for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Thomaston, Litchfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Thomaston, CT
The aim at Lendersa® is to deliver the best USDA or FHA loans swiftly and without hassle. Choose from three start points that lead to matching lenders and USDA loan possibilities.
The USDA home loan, also known as the USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is exclusively available for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, enhancing their accessibility.
William Raveis Real Estate, Mortgage & Insurance sets the gold standard for civilized real estate. Raveis.com is at the forefront of technology, serving as a wealth of information for the potential home buyer or seller with detailed searches and open houses, neighborhood mapping, market statistics and graphs.
Quantum Mortgage we excel at providing local New York & Connecticut borrowers the resources and guidance to successfully purchase or refinance their home.As a mortgage brokerage, all Quantum employees work for the borrowers & not the bank.Our goal each day is to help our clients receive great customer service, great low rates & quick closing times.
In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.
Western CT Federal Credit Union (WCFCU) is a member-owned, not-for-profit, financial cooperative based in Bethel, Connecticut. WCFCU is a customer-centric credit union focused on creating a positive financial experience by delivering personalized service along with technology-oriented features to meet the needs of members.
"JTM Financial Services, Inc. was founded in 1992 by Jay T. McGorty.
The company has grown over the years and the main office can be found in Bethel, CT.
The company follows a customer satisfaction driven business model
with the notion that if a client's experience with JTM Financial surpasses all expectations"
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.
Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.
Our Business model is designed in a manner that promotes fairness
Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.
