USDA Loan Vs. FHA loan for Thomaston, CT [ best of 2023]

In 2025, USDA loan limit in Thomaston, county of Litchfield, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Thomaston, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(973) 621-2363 85 miles Lender's profile and map Reviews New Community Federal Credit Union 274 South Orange Avenue, Newark, NJ, 07103 New Community Federal Credit Union was founded with the specific mission of serving low- to moderate-income and minority communities beyond the reach of banks and mainstream credit unions. NCFCU provides banking services to the New Community network. Employees, businesses & vendors, funders, program participants, & residents are encouraged to join.
(800) 550-6602 86 miles Lender's profile and map Reviews Beeline Loans Inc 188 Valley Street, Suite 225, Providence, RI, 02909 It’s the shortest path to your new home. We’ve compressed a meandering journey into a Beeline. We’re inverting the power imbalance felt during the home loan process so you don’t feel small, judged or interrogated — only included and at ease. we’ve succeeded when it no longer feels daunting — but feels less important than your housewarming party.
(518) 686-4504 86 miles Lender's profile and map Reviews Tri State Area FCU 28 Church Street, Hoosick Falls, NY, 12090 Tri State Area Federal Credit Union (TSAFCU) is a full-service member-owned not-for-profit community credit union. It was founded in 1953 and continues to grow strong. We focus on providing good old-fashioned “member” service while helping our members answer financial questions, buy new or used vehicles, purchase and refinance homes
(802) 257-7118 86 miles Lender's profile and map Reviews FIRST HOMELAND MORTGAGE, LLC 345 Hillwinds Road, Brattleboro, VT, 05301 We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
(802) 257-5131 86 miles Lender's profile and map Reviews Members 1st Credit union 10 Browne Court, Brattleboro, VT, 05301 Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
(802) 275-3902 86 miles Lender's profile and map Reviews THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION 221 Main Street, Brattleboro, VT, 05301 Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service
(802) 689-0904 86 miles Lender's profile and map Reviews FIRST CHOICE MORTGAGE SERVICES, LLC 139 Main Street, Suite 615, Brattleboro, VT, 05301 First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.
(978) 632-2542 86 miles Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
(201) 845-4244 86 miles Lender's profile and map Reviews Case Real Estate Capital PO Box 5100, Rochelle Park, NJ, 07002 Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
(201) 823-0700 86 miles Lender's profile and map Reviews BCB Community Bank 591 Avenue C, Bayonne, NJ, 07002 The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.