USDA and FHA Pro and Con in Woodbury, Litchfield County, CT

In 2025, USDA loan limit in Woodbury, county of Litchfield, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Woodbury, county of Litchfield, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Woodbury, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.
  • Ax Capital LLC
  • 922 Bustleton Pike, Feasterville Trevose, PA, 19053
  • Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding? Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.
  • Green Knight Funding
  • 600 Loring Ave Suite #5, Swampscott, MA, 01907
  • We’re not just a lender—we’re a partner. We are a family-owned private real estate lending firm based in Salem, Massachusetts. With an expert, in-house team of appraisers, lawyers, technical specialists and real estate investors, we’ve supplied entrepreneurs, businesses and real estate developers with millions of dollars in commercial debt and equi
  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • QNB Bank
  • 15 North Third Street, Quakertown, PA, 18951
  • QNB will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success. Our Customers always come first and perceive the Bank as a trusted resource in achieving their financial goals. QNB takes pride in being one of the few surviving independent banks in Bucks.
  • Moving forward in lifestyle
  • 220 University Ave, Pemberton, NJ, 08068
  • Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.
  • Sky Financial Services Inc.
  • 5540 West Valley Road, Center Valley, PA, 18034
  • We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!
  • Freedom Credit Union
  • 626 Jacksonville Road, Suite 250, Warminster, PA, 18974
  • Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Anyone who lives, works, worships, performs volunteer service, or attends school in Bucks, Chester, Delaware, Montgomery.
  • Global Mortgage Network Inc
  • 626 Jacksonville Road, Suite 230, Warminster, PA, 18974
  • At Global Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
  • INDEPENDENCE HOME MORTGAGE CORP.
  • 720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974
  • Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
  • Mortgage America, Inc.
  • 1425 Grape Street, Whitehall, PA, 18052
  • Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA