USDA Vs. FHA Pro and Con comparison in Oakville, Litchfield County, CT
For the year 2025, the USDA loan ceiling in Oakville, within Litchfield, CT, is established at $336,500, whereas the FHA limit for a single-family residence is set at $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side analysis of USDA, FHA, Conforming, and VA options, aiding in selecting the right program for your financial scenario in .
Loan Limits and Down Payment Needs for 2025 in Oakville, Litchfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Oakville, CT
Lendersa® is committed to delivering the best USDA or FHA loans swiftly and seamlessly. Choose one of three strategies to find suitable lenders and USDA loan offers.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment, making them more accessible for those in eligible rural regions.
Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
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Greater Waterbury Healthcare FCU is a member-owned financial institution committed to the international credit union philosophy of “People Helping People.” That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates, higher savings rates, little or no service charges.
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"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
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When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options
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At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.
