For the year 2026, the USDA loan ceiling in Oakville, within Litchfield, CT, is established at $336,500, whereas the FHA limit for a single-family residence is set at $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side analysis of USDA, FHA, Conforming, and VA options, aiding in selecting the right program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to delivering the best USDA or FHA loans swiftly and seamlessly. Choose one of three strategies to find suitable lenders and USDA loan offers.
The USDA home loan, endorsed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment, making them more accessible for those in eligible rural regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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