USDA Vs. FHA your options comparison in Byram, Fairfield County, CT
In 2025, the USDA loan limit for Byram in Fairfield, CT, is $556,600, whereas the FHA limit for a single-family home is $707,250.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, identifying the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Byram, Fairfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Byram, CT
Lendersa®'s mission is to connect you with the best USDA or FHA loan swiftly and without hassle. Choose one of three initial paths leading to a match with suitable lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans needing a 3.5% down payment, USDA loans require no down payment.
7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
"WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team.
Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
210 East Broad Street, Suite 203, Falls Church, VA, 22046
At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.
CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years.
From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!
As a small business owner, your top priority is growing your business, and purchasing real estate, renovating a property you already own or refinancing real estate debt can be a great way. We are offering SBA, commercial, construction, and lite/ no doc commercial loans. This is the center of your one-step solution!
99% of 4Ever Lending USA’s team are now Homeowners. We’ve engineered our processes to get our clients the best rates, customized lending options that help them close 3x faster than the industry average. If you’re on a deadline…we’re here for you.
Our team of experts is available 24/7 365,
