USDA and FHA Pro and Con in Byram, Fairfield County, CT
In 2025, the USDA loan limit for Byram in Fairfield, CT, is $556,600, whereas the FHA limit for a single-family home is $707,250.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates, identifying the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Byram, Fairfield, CT
Loan Type
Loan Limit
Down Payment
USDA
$556,600
0%
FHA
$707,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Byram, CT
Lendersa®'s mission is to connect you with the best USDA or FHA loan swiftly and without hassle. Choose one of three initial paths leading to a match with suitable lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans needing a 3.5% down payment, USDA loans require no down payment.
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.
Abacus Federal Savings Bank was founded in December, 1984 by a group of business leaders from the Chinese community in New York City. The founders' purpose in starting Abacus Bank was to provide financial services to immigrants and local residents of lower Manhattan. As the Chinese immigrant population grew, Abacus Bank has retained.
Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.
We work hard to exceed expectations in order to satisfy our borrowers’ needs
We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N
Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
Since its inception in 1953 the Paterson Police Federal Credit Union has been serving members of the Paterson Police Department with exceptional financial products. Currently led by Danny Nichols, and staffed by John Russo and John Altonjy the Paterson Police FCU has grown its membership to over 1000 with more than $5, 000, 000 in assets.
Hard Money Lenders New Jersey offers a new and innovative way to invest in real estate in the states in New York NY and New Jersey NJ in which we offer our investors a way to be participant in the growth of the commercial and real estate market. Hard Money Loans offer a high return on investment with a controlled risk.
Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
