In the year 2026, if you're considering a USDA loan in Greenwich, within Fairfield county of CT, the loan limit is $556,600. By comparison, the FHA loan limit for a single-family home is $707,250.
Using the Lendersa® USDA loan calculator, you can compare today’s prime rates of USDA versus FHA loans, and figure out the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you determine the most suitable program for your financial needs, particularly in regions like
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| Loan Type | Loan Cap | Down Payment Requirement |
| USDA | $556,600 | 0% |
| FHA | $707,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to deliver the optimal USDA or FHA loan promptly and efficiently. You can commence with one of three key pathways that connect you with appropriate lenders and contextual USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture. These loans are available solely in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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