USDA Vs. FHA your options comparison in Cos-Cob, Fairfield County, CT

For 2025, the USDA loan maximum in Cos-Cob, within Fairfield, CT, is $481,100, whereas the FHA limit for a single-family residence is $601,450.

Make use of the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, understanding the income, credit, reserves, and necessary documents for qualification. Our cutting-edge mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the most appropriate program in for your financial needs.

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Loan limitations and downpayment criteria for 2025 within Cos-Cob, Fairfield, CT

Type of Loan Loan Limit Down payment
USDA $481,100 0%
FHA $601,450 3.5%
Conventional Conforming $601,450 3%

Consider USDA and FHA loan possibilities in Cos-Cob, CT

The mission of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan without any hassle. Choose from three initial steps that align you with suitable lenders and USDA loan options.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in CT

A USDA home loan, guaranteed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for use in rural areas exclusively. In contrast to FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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