USDA Vs. FHA your options comparison in Cos-Cob, Fairfield County, CT
For 2026, the USDA loan maximum in Cos-Cob, within Fairfield, CT, is $481,100, whereas the FHA limit for a single-family residence is $601,450.
Make use of the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, understanding the income, credit, reserves, and necessary documents for qualification. Our cutting-edge mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the most appropriate program in for your financial needs.
Loan limitations and downpayment criteria for 2026 within Cos-Cob, Fairfield, CT
Type of Loan
Loan Limit
Down payment
USDA
$481,100
0%
FHA
$601,450
3.5%
Conventional Conforming
$601,450
3%
Consider USDA and FHA loan possibilities in Cos-Cob, CT
The mission of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan without any hassle. Choose from three initial steps that align you with suitable lenders and USDA loan options.
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South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.
1370 Dorchester Ave, Suite 24, Dorchester, MA, 02122
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