USDA Vs. FHA your options comparison in Cos-Cob, Fairfield County, CT
For 2025, the USDA loan maximum in Cos-Cob, within Fairfield, CT, is $481,100, whereas the FHA limit for a single-family residence is $601,450.
Make use of the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, understanding the income, credit, reserves, and necessary documents for qualification. Our cutting-edge mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the most appropriate program in for your financial needs.
Loan limitations and downpayment criteria for 2025 within Cos-Cob, Fairfield, CT
Type of Loan
Loan Limit
Down payment
USDA
$481,100
0%
FHA
$601,450
3.5%
Conventional Conforming
$601,450
3%
Consider USDA and FHA loan possibilities in Cos-Cob, CT
The mission of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan without any hassle. Choose from three initial steps that align you with suitable lenders and USDA loan options.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for use in rural areas exclusively. In contrast to FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
445 Broad Hollow Rd, Suite 334, Great Neck, NY, 11747
Reliant Home Funding is a tried and true mortgage lender serving clients nationwide. We understand that owning a home is a big deal – and you deserve the right home loan for the job. That’s exactly what we’re committed to providing and We are uniquely positioned on the wholesale mortgage market to provide our clients.
The Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility. Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced
3 Dakota Drive, Suite 100, Lake Success, NY, 11042
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
2001 Marcus Ave, Suite North 121, Lake Success, NY, 11042
Canyon Mortgage has always strived to streamline the Mortgage process and make it as simple and straight forward as possible. We believe it doesn’t have to be so complicated.We begin the lending process by getting to know you, what your specific needs are and building your trust.Established in 2007
Laurel Road is a digital platform and brand of KeyBank that provides tailored offerings to support the financial wellbeing of healthcare and business professionals. Since 2013, Laurel Road has helped thousands of professionals with undergraduate and postgraduate degrees consolidate
Since its inception in 1935 the Transit Authority Division B Federal Credit Union has been serving its members in the NEW YORK, New York area with exceptional financial products. Currently led by Robert Potter, the Transit Authority Division B FCU has grown its membership to over 1, 785 with assets of more than $5, 903, 219.
Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.
Patriot One Mortgage Bankers, LLC has been New York’s top choice for customized lending solutions since its establishment in 2006. Founded by Susan Khani, a mortgage industry professional for over 35 years, Patriot One services home buyers and homeowners in Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rocklan
