USDA and FHA Pro and Con in Cos-Cob, Fairfield County, CT

In 2024, USDA loan limit in Cos-Cob, county of Fairfield, CT is $481,100 while FHA limit is $601,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Cos-Cob, county of Fairfield, CT

Loan Type Loan Limit Down payment
USDA $481,100 0%
FHA $601,450 3.5%
Conventional Conforming $601,450 3%

USDA and FHA loan options in Cos-Cob, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Marion Mortgage, LLC
  • 14637 Lee Highway, Suite 103, Centreville, VA, 20121
  • Marion Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Morrisons Cove 1st Federal Credit Union
  • 7533 Woodbury Pike, Roaring Spring, PA, 16673
  • The Morrisons Cove 1st Federal Credit Union is a member owned and controlled Financial Institution whose purpose is to maximize benefits by providing cost-effectiveness and to promote thrift and cooperation among the membership; to expand both membership and services while maintaining financial soundness.
  • Greece Community Federal Credit Union
  • 1795 English Road, Rochester, NY, 14616
  • The Greece Community Federal Credit Union was Chartered in 1958 under the name of Greece Central School District Credit Union as a State Chartered Credit Union to serve the employees of Greece Central School District. The first Board Meeting was held on September 22, 1958 reporting assets of $36.00.
  • Bank of Charles Town
  • 111 E Washington St, Charles Town, WV, 25414
  • BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.
  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
  • Westside Community FCU
  • 125 East Buffalo Street, Churchville, NY, 14428
  • Westside Community Federal Credit Union is now serving the communities of Chili, Churchville, Ogden, Riga and Sweden. Also included are spouses of persons who died while within the field of membership of this credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate family or household,
  • Hamlin Bank and Trust Company
  • 333 West Main Street, Smethport, PA, 16749
  • Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.
  • Olean Teachers and Postal County Federal Credit Union
  • 1700 Constitution Avenue, Olean, NY, 14760
  • The Olean Teachers and Postal Federal Credit Union was chartered in 1952. It is a not-for-profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the members. The Board of Directors is the policy making and the governing body of the Credit Union.