In the year 2025, the USDA loan threshold for Riverside, in Fairfield county of CT, is $556,600. Meanwhile, the FHA limit is set at $707,250 for a typical single-family dwelling.
Utilize the Lendersa® USDA loan calculator to contrast the most favorable USDA and FHA rates currently available. This tool will help you evaluate the required income, creditworthiness, reserves, and necessary documentation to establish qualification. By using our advanced mortgage calculator, you'll see a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting in choosing the most fitting plan for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $556,600 | 0% |
| FHA | $707,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to promptly connect you with the ideal USDA or FHA loans, minimizing complexities. Choose from three introduction points to find matching lenders and USDA loan offerings.
USDA home loans, supported by the U.S. Department of Agriculture, are also known as USDA rural development loans or mortgages, focusing exclusively on rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, the USDA mortgage requires no down payment, simplifying accessibility for rural residents.
Enter your location to find out if it qualifies for USDA rural housing loan?
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