USDA Loan Vs. FHA loan pro & con for Old-Greenwich, Fairfield County, CT

In 2025, USDA loan limit in Old-Greenwich, county of Fairfield, CT is $481,100 while FHA limit is $601,450 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Old-Greenwich, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(518) 584-5844 140 miles Lender's profile and map Reviews The Adirondack Trust Company 473 Broadway, Saratoga Springs, NY, 12866 We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community. As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.
(518) 430-2832 140 miles Lender's profile and map Reviews Capital Bank 3057 Route 50, Saratoga Springs, NY, 12866 Capital Bank opened for business on Wolf Road in the Town of Colonie in December of 1995. The Bank was founded by a group Albany-based business people and community leaders. The founders knew there was a niche for a new commercial bank in the Capital Region. Over the next 15 years, the forecast of the founders came to fruition,
(800) 955-6605 140 miles Lender's profile and map Reviews The Funding Store LLC 368 Broadway, Suite 12, Saratoga Springs, NY, 12866 The Funding Store is a Registered Mortgage Broker founded in 2010. At the time of establishment, the mortgage industry had experienced transition as a result of predatory lending and deceptive mortgage practices. Revisions to licensing laws along with additional education and test requirements were embraced and The Funding Store
(609) 425-7785 140 miles Lender's profile and map Reviews Benchmark Mortgage 2572 Route 9, Ocean View, NJ, 08230 At Benchmark Mortgage we specialize in ALL areas of residential and commercial real estate financing. We offer mortgage programs suited for first time home buyers, the experienced property investor as well as builders and small business owners. We have access to short term construction and rehab loans.
(609) 780-1228 140 miles Lender's profile and map Reviews BREEZY MORTGAGE LLC 8 Dana Ave, Ocean View, NJ, 8230 Breezy Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
(508) 543-5321 140 miles Lender's profile and map Reviews Foxboro Federal Savings 1 Central St, Foxboro, MA, 02035 Foxboro Federal Savings is a community based, FDIC insured, financial institution with offices in Foxboro, Norfolk and Plainville, Massachusetts. Mutually chartered, highly capitalized and strongly rated, Foxboro Federal has two core business segments. Foxboro Federal offers a full range of personal and business savings, checking.
(570) 752-3671 140 miles Lender's profile and map Reviews First Keystone Community Bank 111 West Front Street, Berwick, PA, 18603 First Keystone Community Bank, a subsidiary of First Keystone Corporation (Stock Symbol: FKYS.ob), has been owned and operated by local men and women since 1864. First Keystone Community Bank has grown from one 18'x 25' building in Berwick to eighteen full-service offices throughout Columbia, Luzerne, Monroe and Montour Counties.
(800) 262-1001 140 miles Lender's profile and map Reviews IC Federal Credit Union - Main Office 300 Bemis Road, Fitchburg, MA, 01420 We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
(856) 293-9480 140 miles Lender's profile and map Reviews Millville Savings and Loan Association 100 Albertson Street, Millville, NJ, 08332 In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per
(856) 327-5755 140 miles Lender's profile and map Reviews Thunder Bolt Area Federal Credit Union 1601 Cedar Street, Millville, NJ, 08332 We are a Federal Credit Union Chartered on May 1, 1951 and since that time have been located on the premises of our original sponsor company, Airwork Corporation. Through the years, Airwork was purchased by several different companies until it was acquired by Dallas Airmotive. The credit union has assets totaling $31.66 Million.