USDA VS FHA in Old-Greenwich, Fairfield County, CT
As of 2026, the USDA loan maximum in Old-Greenwich, situated within Fairfield, CT, is $481,100, whereas the limit for an FHA loan on a single-family home is $601,450.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA vs FHA rates today, understanding what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in determining which program in suits your financial needs best.
Loan ceilings and downpayment conditions for 2026 in Old-Greenwich, Fairfield, CT
Loan Type
Loan Limit
Down payment
USDA
$481,100
0%
FHA
$601,450
3.5%
Conventional Conforming
$601,450
3%
USDA and FHA loan alternatives in Old-Greenwich, CT
Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan without hassle. Choose one of three starting methods that align you with lenders offering USDA programs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is designated for use in rural neighborhoods. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.
Our Team is professional, with a sense of family putting our customers at ease, while making strategic decisions. Our expertise in knowing the process by the book, allows your confidence in our experience getting proven results. We at Stratford Group are humbled by your allowing us to assist in your guidance towards your vision becoming a reality.
FSNB offers conventional, fixed rate mortgage loans with low closing costs. Since 1946, we have been helping homebuyers nationwide, helping them finance what is probably the largest investment of their lives. We retain the servicing on 100% of the loans we make, which means we don't sell your loan to other companies
Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades.
In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital
701 Highlander Blvd, Suite 350, Arlington, TX, 76015
We offer nationwide advisory services in all commercial real estate markets and for most asset classes. At PRC, our team works to provide commercial real estate financing solutions to business owners nationwide. We assist in the funding of all property types from $1 million to $500 million.
Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders — through Private Money Capital Group and our network of borrowers and lenders. PRIVATE MONEY LENDER OFFERING CREATIVE FINANCING SOLUTIONS FOR FIX & FLIP REAL ESTATE INVESTORS FOR NON-OWNER-OCCUPIED INVESTMENT PROPERTIES THROUGH PRIVATE M
Gerard Mortgage LLC, your Texas home loans experts dedicated to making your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
The City National Bank and Trust Company of Lawton, Oklahoma
500 SW D Ave, Lawton, OK, 73502
Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.