USDA Vs. FHA your options comparison in Old-Greenwich, Fairfield County, CT
As of 2026, the USDA loan maximum in Old-Greenwich, situated within Fairfield, CT, is $481,100, whereas the limit for an FHA loan on a single-family home is $601,450.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA vs FHA rates today, understanding what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in determining which program in suits your financial needs best.
Loan ceilings and downpayment conditions for 2026 in Old-Greenwich, Fairfield, CT
Loan Type
Loan Limit
Down payment
USDA
$481,100
0%
FHA
$601,450
3.5%
Conventional Conforming
$601,450
3%
USDA and FHA loan alternatives in Old-Greenwich, CT
Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan without hassle. Choose one of three starting methods that align you with lenders offering USDA programs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is designated for use in rural neighborhoods. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
When you walk into The First Bank of Greenwich, it doesn’t feel like a bank. It feels like a place that can only be described as quintessentially Greenwich. That’s because we are so ingrained into the community that our customers – whether individuals or small business owners – feel instantly at home here.
As a business owner you need diverse sources of funding to fuel your growth – for a business acquisition, real estate purchase, equipment purchase, mobilization financing, working capital and more. Some capital needs are expected and can be planned for and carefully structured, others are urgent.
Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York.
Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.
750 Washington Boulevard, Suite 1050, Stamford, CT, 06901
Lends in Connecticut
SG Capital Partners is a correspondent lender that offers Non-QM (Non-Agency) residential real estate debt across a wide variety of portfolio products including owner occupied, second homes and investor markets nationwide. We collaborate directly with our clients in order to create innovative mortgage solutions that truly fit a borrower’s needs
North Atlantic Mortgage guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates.North Atlantic offers attentive service and prudent thoughtful advice. We consistently provide our clients with the highest quality of guidance.
