USDA Vs. FHA your options comparison in Old-Greenwich, Fairfield County, CT
As of 2025, the USDA loan maximum in Old-Greenwich, situated within Fairfield, CT, is $481,100, whereas the limit for an FHA loan on a single-family home is $601,450.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA vs FHA rates today, understanding what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in determining which program in suits your financial needs best.
Loan ceilings and downpayment conditions for 2025 in Old-Greenwich, Fairfield, CT
Loan Type
Loan Limit
Down payment
USDA
$481,100
0%
FHA
$601,450
3.5%
Conventional Conforming
$601,450
3%
USDA and FHA loan alternatives in Old-Greenwich, CT
Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan without hassle. Choose one of three starting methods that align you with lenders offering USDA programs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is designated for use in rural neighborhoods. Contrasting with FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
1st Liberty Federal Credit Union was founded by Robert "Scotty" Scott and the co-founders: William Dawson, Joel Taylor, Morgan Moyer, Billie Brankovich, Ehud Markel, Kenneth Platt, and M.B. Holt. In June 1955 your credit union was chartered as Great Falls Air Force Base Federal Credit Union.
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Personal service has been a legacy passed from generation to gener
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We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
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