USDA and FHA Pro and Con in Cheshire, New Haven County, CT

In 2025, the USDA loan limit for Cheshire, which lies within New Haven county, CT, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today, and identify the income, credit, reserves, and documentation required for qualification. This advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans simultaneously, aiding your decision on the optimal program in for your financial circumstances.

Compare loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Cheshire, New Haven County, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Cheshire, CT

Lendersa® strives to provide you with the optimal USDA or FHA loan quickly and effortlessly. Begin by choosing any of the three solutions that lead to matching lenders and preferred USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CT

The USDA home loan, guaranteed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is intended for rural communities. Differing from FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans necessitate no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Select Financial
  • 457 North L Street, Livermore, CA, 94551
  • SelectRealtors-SelectFinancial helps you in assessing your loan eligibility, work out a financial game plan in your buying process, and assist you to get pre-approved to be competitive in the market place Ben Magalang is a Mortage Broker Buying a home can be a very exciting adventure. Before you begin evaluating your housing options.
  • East Bay Lender
  • 2300 First Street, Suite 216, Livermore, CA, 94550
  • Antonio Cordero is your East Bay Lender! As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, Antonio is ready, willing and able to help you find the mortgage product that is right for you. East Bay Lender is my brand as a mortgage lender here in the East Bay Area and beyond.
  • LongShore Capital
  • 411 South Street, Suite E, Livermore, CA, 94550
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance.
  • Community West Bank
  • 445 Pine Avenue, Goleta, CA, 93117
  • At Community West Bank, we believe that local deposits should work locally. We have full-service branches in Goleta, Oxnard, Paso Robles, San Luis Obispo, Santa Barbara, Santa Maria and Ventura, making loans to businesses, individuals and non-profit organizations. As a locally owned and managed business bank on California’s Central Coast.
  • Golden Castle Loans
  • 646 Port Chicago Hwy, Suite 5391, Baypoint, CA, 94565
  • The GCL Team is committed to providing clients with the highest quality loan origination services combined with the lowest interest rates and closing costs possible. Whether you are looking to buy your dream home or refinance, our experienced mortgage professionals are here to work with you one on one to ensure your success.
  • 3C Mortgage Group
  • 340 Cumberland Street, Suite C, Pittsburg, CA, 94565
  • At 3C Mortgage Group. We are a full-service mortgage company based in Pittsburg, CA. We specialize in Refinance in Pittsburg, Concord, and Antioch. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94565, 94521, 94531,
  • Anahuak Realty and Loans
  • 333A East Leland Road, Pittsburg, CA, 94565
  • We are a full service Real Estate Company. We are Bilingual speak English and Spanish We help people buy or sell a home, Condo, Townhouse or Mobile Homes. We help Investors with their purchasing needs We are a Professional Property Management Company We work with Landlords and can help Tenants find a property to rent.
  • DP Realty and Property Management
  • 6150 Center Street, Suite 492, Clayton, CA, 94517
  • DP Realty and Property Management Helping a family or individual form a Game-­Plan for a home purchase is just one of the many services I provide. I feel good when I help my clients, I enjoy what I do. I was born and raised in the San Francisco Bay Area, and I love it here. I’ve sold homes and loans for almost 30 years in Contra Costa County.
  • ClearEdge Commercial Lending
  • 1806 Pine st., Paso Robles, CA, 93446
  • ClearEdge Commercial is a nationwide business purpose lender with competitive rates and industry leading turn times. We are more than just a lender, we establish relationships with our clients. We listen and work with you to find the best solutions tailored to your needs. Specializing in non-owner-occupied residential invest properties, 1 - 30 un
  • Simple Lending and Realty, INC.
  • 1244 Pine Street, Suite 217, Paso Robles, CA, 93446
  • Simple Lending & Realty Inc founder of the Yesenia Meraz in 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started