USDA VS FHA in Southington, Hartford County, CT

For 2025, the USDA loan limit in Southington, within the county of Hartford, CT, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively contrast today's top USDA and FHA rates, and ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, aiding in choosing the most suitable program in Alabama for your financial needs.

Explore loan offers from a collection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Southington, Hartford, CT

Loan Type Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Southington, CT

Lendersa® aims to promptly secure the most optimal USDA or FHA loan for you efficiently. You can choose from one of three different starting options to link with matching lenders and USDA loan programs.

Lendersa USDA loan requests and matching results

Understanding the USDA Loan in CT

A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. It's designated for rural areas only. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA mortgage does not require a down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prime Mortgage LLC
  • 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912
  • Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.
  • Old West Lending, LLC
  • 7001 Westwind Drive, El Paso, TX, 79912
  • We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.
  • DJ Jordan Properties
  • 200 Bartlett Dr #106, El Paso, TX, 79912
  • DJ Jordan Properties utilizes five different funds when offering financing for real estate investors. We were founded in 2004 by Jeff Katz and David Carlin who have bought and sold over 200 properties. It was our goal to provide an alternative financing option for real estate investors. We have offices in El Paso and San Antonio, and we can quic
  • Neighborhood Mortgage LLC
  • 211 W Yandell, El Paso, TX, 79902
  • Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.
  • CADENCE LENDING GROUP, INC
  • 211 W Yandell, El Paso, TX, 79902
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • V P Clarence Co
  • 413 N. Mesa, El Paso, TX, 79901
  • V.P. Clarence Company is the oldest and largest privately-held full service commercial mortgage banking firm serving its clients in West Texas and New Mexico. V.P. Clarence Company is proud of its long history representing many of the most successful and respected developers and commercial property owners in the region.
  • Kell Capital, LLC
  • 221 N Kansas St, Suite 1211, El Paso, TX, 79901
  • Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
  • East Idaho Credit Union
  • 865 S Woodruff Ave, Idaho Falls, ID, 83401
  • East Idaho Credit Union was founded in 1935 under the name Idaho Falls U.S. Government Employees Federal Credit Union. In 1963, the name was changed to East Idaho Federal Credit Union and in 1998 became East Idaho Credit Union. Today, it remains one of the oldest Credit Unions in Eastern Idaho. Of the sixteen credit unions started in 1935,
  • Rebound Financial
  • 626 S. Woodruff, Idaho Falls, ID, 83401
  • Rebound Financial is locally owned & operated in Idaho Falls, ID. We believe in local, personal service because not every customers situation is the same. We truly look at each application on a case by case basis working with bad credit since 2008. WE SPECIALIZE IN CUSTOMIZING A LOAN FOR EACH PERSON based on what they are wanting to accomplish.
  • Westmark Credit Union
  • 815 First Street, Idaho Falls, ID, 83401
  • Westmark Credit Union has been helping the people of Idaho grow financially since 1954. We are a full service financial cooperative, entirely owned by our members and committed to the development of their future. We now have 13 convenient locations throughout Idaho to better serve you.
  • Liberty Tax & Loans
  • 273 N Woodruff Ave, Idaho Falls, ID, 83401
  • Lib Properties makes loans to individuals who are unable to go through traditional financing, whether it's credit issues, timing issues, or the type of property. We meet with each borrower so we can clearly understand each and every one of their needs. Our goal is to make sure that every borrower receives professional