USDA Vs. FHA your options comparison in Meriden, New Haven County, CT

In 2025, the USDA loan limit for Meriden in New Haven county, CT, is $336,500. Meanwhile, for a single-family house, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates effectively, and determine the income, credit, reserves, and paperwork required to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial circumstances, especially in locations like .

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Meriden, New Haven County, CT

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Meriden, CT

The mission of Lendersa® is to ensure you access the best USDA or FHA loan rapidly and hassle-free. Begin with one of three starting options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CT

The USDA home loan, backed by the Department of Agriculture—commonly referred to as the USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sandia Laboratory Federal Credit Union
  • 3707 Juan Tabo Blvd NE, Albuquerque, NM, 87111
  • Sandia Laboratory Federal Credit Union is one of the top-rated credit unions in the country, and was named as the Best-in-State Credit Union for New Mexico by Forbes in 2019 and 2020. We’re member-owned and not-for-profit, working for our members’ best interests. SLFCU is New Mexico’s largest credit union by asset size.
  • Veterans Loan Service Center DBA Global Funding LLC
  • 3240 B Juan Tabo Northeast, Suite B-3, Albuquerque, NM, 87111
  • Global Funding are New Mexicans. Our professionals have gotten to know people from all over the state and have helped them get financing in every county, from San Juan to Lea and from Hidalgo to Union and also we specialize in VA Loans, USDA, FHA, and Conventional, we have lenders that can do unique loans
  • Enright McFall Mortgage Group LLC
  • 9500 Montgomery Blvd. NE, Suite 112, Albuquerque, NM, 87111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Elite Financial Mortgage
  • 5850 Eubank Blvd NE, Albuquerque, NM, 87111
  • Elite Financial Mortgage believes that every New Mexico consumer deserves to be considered as individuals, not as file numbers. Elite Financial Mortgage and its loan officers and processors are committed to being accessible, attentive and caring. Elite Financial Mortgage is dedicated to enabling New Mexico mortgage borrowers
  • Stockman Bank
  • 103 Central Avenue, Stanford, MT, 59479
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
  • Kirtland Federal Credit Union - Home Loan Center
  • 6700 Jefferson St NE, Suite D-1, Albuquerque, NM, 87109
  • WE'RE LOCAL—We aren’t a huge national chain with one-size-fits-all banking options—we’re a local partner with BIG ideas and the latest technology to help our members solve problems and grow. We employ around 140 community members, and our employees range from bright, promising college students to seasoned financial geniuses
  • New Mexico Mortgage Advisors
  • 4811B Hardware Dr NE, Suite 1, Albuquerque, NM, 87109
  • New Mexico Mortgage Advisors has been providing the Albuquerque community with financing solutions that are unmatched in the Real Estate market. New Mexico Mortgage Advisors persevered through these hard times and remains a leader in the local New Mexican Real Esate market today.
  • One Residential Lending LLC
  • 4700 Lincoln Road Ne, Albuquerque, NM, 87109
  • Take advantage of the local presence and personal service offered at ONE Residential Lending, LLC. Knowledge gained from 24 years in the mortgage industry allows us to assess every loan situation individually, and advise customers accordingly. Let us share our knowledge with you as we guide you through the mortgage process to completion
  • Creative Lending Corporation
  • 5353 Wyoming Blvd NE, Suite C, Albuquerque, NM, 87109
  • Our professional loan officers provide recommendations for the best loan based on your needs. Whether you're a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with Creative Lending Corporation. We take the time to listen and we’ll work with you to find a home loan.
  • Interface Mortgage
  • 5801 Osuna Rd NE, Suite 105, Albuquerque, NM, 87109
  • As highly experienced loan officers, we provide excellent customer service as part of our dedication to client satisfaction. Our professional staff will ask the right questions, listen to what you say with attention to detail, and devise a mortgage that fits all of your financial needs.
  • Waterstone Mortgage Corporation
  • 6733 Academy Rd NE A, Albuquerque, NM, 87109
  • Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.