USDA Vs. FHA your options comparison in Meriden, New Haven County, CT

In 2026, the USDA loan limit for Meriden in New Haven county, CT, is $336,500. Meanwhile, for a single-family house, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA rates effectively, and determine the income, credit, reserves, and paperwork required to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial circumstances, especially in locations like .

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2026 Loan Limits and Down Payment Requirements in Meriden, New Haven County, CT

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Meriden, CT

The mission of Lendersa® is to ensure you access the best USDA or FHA loan rapidly and hassle-free. Begin with one of three starting options that connect you with matching lenders and USDA loan programs.

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Understanding the USDA Loan in CT

The USDA home loan, backed by the Department of Agriculture—commonly referred to as the USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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