USDA Vs. FHA Pro and Con comparison in Haddam, Middlesex County, CT
In 2026, the USDA loan limit set for Haddam, in Middlesex, CT, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans, determining the income, credit rating, reserves, and documentation needed to qualify. With our advanced mortgage calculator, compare side-by-side the USDA, FHA, Conforming, and VA options to conclude which program in is optimal for your financial situation.
2026 Loan Limits and Down Payment Requirements in Haddam, Middlesex, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Haddam, CT
At Lendersa®, we aim to secure you the best USDA or FHA loan quickly and effortlessly. Choose from three initial approaches that lead to matched lenders and USDA loan offerings.
The USDA home loan, backed by the government Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, caters exclusively to rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage doesn’t necessitate any down payment, enabling greater affordability for rural homeowners.
P&G Mehoopany Employees Federal Credit Union is a not-for-profit cooperative financial institution that is owned and controlled by the members. The Credit Union is not-for-profit, not for charity but for service. The Credit Union provides many of the same products and services as other financial institutions.
New Tripoli Bank is dedicated to remaining independent and providing the financial needs of individuals, families, and small businesses in the Lehigh Valley by providing high-quality, competitively priced services in a caring, friendly environment. Our success is directly linked to the growth and vitality of our community.
Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending
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1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
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Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t
Stage Point Capital, LLC is the investment adviser to Stage Point Fund, LLC, which provides loans (private finance capital) secured by 1st lien mortgages for the purchase and renovation of residential investment property. WHITNEY QUILLEN is the Chief Executive Officer of Stage Point Capital, LLC.
