USDA Vs. FHA Pro and Con comparison in Haddam, Middlesex County, CT
In 2025, the USDA loan limit set for Haddam, in Middlesex, CT, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans, determining the income, credit rating, reserves, and documentation needed to qualify. With our advanced mortgage calculator, compare side-by-side the USDA, FHA, Conforming, and VA options to conclude which program in is optimal for your financial situation.
2025 Loan Limits and Down Payment Requirements in Haddam, Middlesex, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Haddam, CT
At Lendersa®, we aim to secure you the best USDA or FHA loan quickly and effortlessly. Choose from three initial approaches that lead to matched lenders and USDA loan offerings.
The USDA home loan, backed by the government Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, caters exclusively to rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage doesn’t necessitate any down payment, enabling greater affordability for rural homeowners.
Dutch Point Credit Union is a full-service, community credit union whose mission is to improve members’ financial well-being through financial solutions and education. Dutch Point has been serving generations of members since 1960. Membership is open to anyone who lives, works, worships, goes to school or conducts business in Hartford, New Haven.
We are your Mortgage consultant in Connecticut committed to educating home buyers about home loans, purchasing a new home, refinancing and credit repair. Welcome Home Mortgage LLC has helped home owners choose the best home loan program, from FHA, VA, USDA, and Conventional loans along with Reverse Mortgages and Refinancing.
At Better Loan Society Inc, we do things a little differently. Instead of focusing on selling as many loan products as we can, we believe in a more personal approach. We're passionate about providing you with the tools you need to achieve your dreams, and we'll assist you in any way we can.
QuikFund, Inc is a Mortgage Lender headquartered in Garden City, NY. We are just a train ride from New York City. Our Licensed Loan Officers will complete your Pre Approval Letter in less than 1 hour. We will help you find the best Refinance or Purchase mortgage with rates below the national Average.
Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.
New Haven County Credit Union, Inc. is a non-profit financial institution organized to serve the changing financial needs of all the member owners. We are very different from a bank; the people who do business with us are our members, not our customers. We look forward to having the opportunity to serve you and your family.
MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
