USDA VS FHA in Killingworth, Middlesex County, CT

In the year 2025, the USDA loan cap in Killingworth, found in Middlesex, CT, is $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA top rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, making it easier to decide which program suits your specific financial situation in .

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2025 Loan Limitations and Down Payment Requirements in Killingworth, Middlesex, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Killingworth, CT

The aim of Lendersa® is to swiftly get you the best USDA or FHA loan without hassle. Select from three options to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CT

The USDA home loan is endorsed by the government, through the Department of Agriculture, known commonly as a USDA rural development loan or USDA mortgage, and is intended solely for rural neighborhoods. Unlike FHA loans that mandate at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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