In the year 2026, the USDA loan cap in Killingworth, found in Middlesex, CT, is $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare current USDA and FHA top rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, making it easier to decide which program suits your specific financial situation in .
2026 Loan Limitations and Down Payment Requirements in Killingworth, Middlesex, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Killingworth, CT
The aim of Lendersa® is to swiftly get you the best USDA or FHA loan without hassle. Select from three options to match with lenders and USDA loan programs.
The USDA home loan is endorsed by the government, through the Department of Agriculture, known commonly as a USDA rural development loan or USDA mortgage, and is intended solely for rural neighborhoods. Unlike FHA loans that mandate at least a 3.5% down payment, the USDA mortgage does not require any down payment.
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