For 2026, the USDA loan limit in Colchester, part of New London county, CT, is set at $336,500. In contrast, the FHA cap for a single-family home is $472,030.
Try the Lendersa® USDA loan calculator to explore today's prime USDA vs. FHA rates. This tool aids in identifying the income, credit score, reserves, and documentation you need to qualify. Side by side, our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs, helping you choose the one that suits your financial needs in best.
2026 Loan Limits and Down Payment Requirements in Colchester, New London County, CT
Loan Type
Loan Cap
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Colchester, CT
Lendersa®'s mission is to facilitate you in securing the most suitable USDA or FHA loan swiftly and with ease. Select from three beginning paths to link with matching lenders and USDA loan packages.
A USDA home loan, assured by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. In contrast to FHA loans demanding a minimum down payment of 3.5%, USDA loans require no down payment at all.
HomePride Bank is your hometown bank, offering a full line of consumer and business banking products and services. The Bank of Mansfield, now chartered as HomePride Bank, was established in 1892, and is the oldest business in Mansfield. While our name has changed, our commitment to service has remained the same.
First Community Bank is interested in the financial wellbeing of our valued customers. Listening to your needs is the first step in supporting and guiding your financial success. Our caring and knowledgeable staff are here to listen and recommend quality financial products and services to help you reach your goals.
Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
1700 34th Street South, Saint Petersburg, FL, 33711
Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.
