USDA Vs. FHA your options comparison in Colchester, New London County, CT
For 2025, the USDA loan limit in Colchester, part of New London county, CT, is set at $336,500. In contrast, the FHA cap for a single-family home is $472,030.
Try the Lendersa® USDA loan calculator to explore today's prime USDA vs. FHA rates. This tool aids in identifying the income, credit score, reserves, and documentation you need to qualify. Side by side, our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs, helping you choose the one that suits your financial needs in best.
2025 Loan Limits and Down Payment Requirements in Colchester, New London County, CT
Loan Type
Loan Cap
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Colchester, CT
Lendersa®'s mission is to facilitate you in securing the most suitable USDA or FHA loan swiftly and with ease. Select from three beginning paths to link with matching lenders and USDA loan packages.
A USDA home loan, assured by the U.S. Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. In contrast to FHA loans demanding a minimum down payment of 3.5%, USDA loans require no down payment at all.
9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
At ML Mortgage, we understand that the home mortgage process can be one of the biggest financial decisions of your life, so we have dedicated ourselves to ensuring that the process is as friendly, streamlined, and makes as much financial sense to you as possible. We at ML Mortgage understand that it’s a BIG DEAL.
10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Fusion Mortgage Lending, we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package.we realize you are unique and we'll work with you to form a loan.
8577 HAVEN AVE, SUITE 201, Rancho Cucamonga, CA, 91730
EZ Fundings an easy choice to be your next Home Loan one-stop shop. The Haven office opened up in November 2011 in order to take home loans to the next level with accurate knowledge of the ever-changing loan industry, and the goal of becoming an industry leader in streamlining the Home Loan process.
9125 Archibald Ave, Suite G, Rancho Cucamonga, CA, 91730
Loan Saver Direct leading provider of mortgage financing dedicated towards providing affordable home loans.He founded the company way back 2003 from a ground level, without having the mortgage background. In spite of this, he was able to immediately take the company a level of generating annual income ranging from 8 to 10 million dollars.
10737 Laurel St Suite 100, Rancho Cucamonga, CA, 91730
PDM Mortgage has brought these principles to our colleagues and our customers through a tradition of "can do, will do" service, making us the independently owned and operated residential mortgage lender of choice from our Rancho Cucamonga, ca and across America we are here to serve you in our Denver Colorado and Boynton Florida offices.