USDA Vs. FHA Pro and Con comparison in East-Haddam, Middlesex County, CT
In the year 2025, the USDA loan cap for East-Haddam in Middlesex, CT, is $310,000, while the FHA loan limit for a single-family dwelling stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, assessing the income, credit score, reserves, and documentation essential to qualify. This comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side-by-side, guiding you in selecting the most apt program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements: East-Haddam, Middlesex, CT
Loan Type
Loan Limit
Down Payment
USDA
$310,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in East-Haddam, CT
The aim of Lendersa® is to swiftly and simply provide you with the best USDA or FHA loan options. Select one of three starting points that link you with matching lenders and USDA loan schemes.
The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage. It caters exclusively to rural areas. Unlike FHA loans mandating at least a 3.5% down payment, USDA loans require no down payment, offering easier access to homeownership in rural communities.
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