USDA Vs. FHA Pro and Con comparison in East-Haddam, Middlesex County, CT

In 2025, USDA loan limit in East-Haddam, county of Middlesex, CT is $310,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in East-Haddam, county of Middlesex, CT

Loan Type Loan Limit Down payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in East-Haddam, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FUNDING RESOURCES MORTGAGE CORPORATION
  • 777 Passaic Ave; Suite 220, Clifton, NJ, 07012
  • Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
  • River Works Credit Union
  • 947 Western Avenue, Lynn, MA, 01905
  • RiverWorks Credit Union, a non-profit financial institution owned by our membership and established in 1936. River Works Credit Union’s primary objective is to function as an independent, full service Credit Union dedicated to offering competitive and affordable products to its members in a highly personalized manner.
  • My Loan Tailor, LLC
  • 2843 Lakewood Drive, Jersey City, NJ, 07304
  • Our main drive and focus is on education & loan literacy so that borrowers are prepared when seeking financing. This includes visitors filling out loan information, finance goals & contact preferences in order to be matched with 2 to 5 lenders. Our resource hub is a nest of information provided to help people increase their knowledge & comfort.
  • Keypoint Mortgage
  • 125 Bathurst Avenue, North Arlington, NJ, 07031
  • At Keypoint Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Crosstate Mortgage
  • 211 Ridge Road, North Arlington, NJ, 07031
  • Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest customer service level and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage.
  • Express Capital Financing
  • 2625 East 14 St. Suite 209, Brooklyn, NY, 11235
  • Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
  • Dimension Equities
  • 2801 Emmons Avenue, Brooklyn, NY, 11235
  • Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects. We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
  • Massachusetts Family Credit Union
  • 51 Willow Street, Lynn, MA, 01901
  • The Massachusetts Family Federal Credit Union was chartered in 1926 for the purpose of providing savings and loans to postal employees. Since our modest beginning, the financial markets have changed dramatically, but the philosophy of the credit union has remained constant.” Your membership is our most valued asset.