USDA Vs. FHA Pro and Con comparison in East-Haddam, Middlesex County, CT

In the year 2025, the USDA loan cap for East-Haddam in Middlesex, CT, is $310,000, while the FHA loan limit for a single-family dwelling stands at $356,362.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, assessing the income, credit score, reserves, and documentation essential to qualify. This comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side-by-side, guiding you in selecting the most apt program for your financial requirements in .

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2025 Loan Limits and Down Payment Requirements: East-Haddam, Middlesex, CT

Loan Type Loan Limit Down Payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in East-Haddam, CT

The aim of Lendersa® is to swiftly and simply provide you with the best USDA or FHA loan options. Select one of three starting points that link you with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

The USDA Loan: Understanding Options in CT

The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage. It caters exclusively to rural areas. Unlike FHA loans mandating at least a 3.5% down payment, USDA loans require no down payment, offering easier access to homeownership in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Talimar Financial
  • 16880 West Bernardo Drive, #140, San Diego, CA, 92127
  • TaliMar Financial is a California hard money lender that specializes in financing short term residential and commercial private money estate loans. We are currently focused on a providing capital for fix and flip, construction, and bridge loans. For more information on our lending programs.
  • Financial Services Unlimited, Inc.
  • 11950 SW 2nd Street, Beaverton, OR, 97005
  • Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • United Trades FCU
  • 20210 SW Teton Avenue, Tualatin, OR, 97062
  • Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
  • All Pacific Mortgage
  • 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062
  • Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
  • Value Mortgage Inc
  • 8695 SW Chinook St, Tualatin, OR, 97062
  • We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
  • GREEN LION FINANCIAL
  • 370 W. Grand Blvd, Suite 207, Corona, CA, 92882
  • Green Lion Financial has been in business for 4 years now and leads the way in mortgage help. Each employee has in extensive knowledge in foreclosure rescue, HAMP, FHA, 2nd mortgage settlements, Payment deferments, foreclosure postponement, loan audit. GLF knows that all clients needs are unique.
  • Maximos Lending
  • 200 South Main Street, Suite 150, Corona, CA, 92882
  • Over the years, Maximos Lending has built and maintained a strong and reliable reputation of a direct lender serving the lending needs of real estate professionals, investors, and home-buyers. An outstanding customer satisfaction and a winning formula for our clients are the primary goals at Maximos Lending.