USDA Vs. FHA Pro and Con comparison in East-Haddam, Middlesex County, CT

In the year 2026, the USDA loan cap for East-Haddam in Middlesex, CT, is $310,000, while the FHA loan limit for a single-family dwelling stands at $356,362.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, assessing the income, credit score, reserves, and documentation essential to qualify. This comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side-by-side, guiding you in selecting the most apt program for your financial requirements in .

Compare loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements: East-Haddam, Middlesex, CT

Loan Type Loan Limit Down Payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in East-Haddam, CT

The aim of Lendersa® is to swiftly and simply provide you with the best USDA or FHA loan options. Select one of three starting points that link you with matching lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

The USDA Loan: Understanding Options in CT

The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage. It caters exclusively to rural areas. Unlike FHA loans mandating at least a 3.5% down payment, USDA loans require no down payment, offering easier access to homeownership in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cornerstone Lending, Inc
  • 720 2nd St, Pike Southampton, PA, 18966
  • Cornerstone Lending, Inc is a mortgage broker currently licensed in PA, NJ, & Tennessee. We originate residential and commercial mortgages. We are approved to originate FHA, VA and USDA loans that are insured and guaranteed by those administrations. We also originate loans that are sold to Fannie Mae and Freddie Mac.
  • Fast Capital 360
  • 95 James Way, Suite 113, Southampton, PA, 18966
  • Fast Capital 360 As a leading FinTech company, we’re building cutting-edge platforms to automate and optimize every step in the application, approval and funding process, disrupting how the industry does business. Since 2013, we’ve helped thousands of customers in all types of industries access hundreds of millions of dollars nationwide.
  • LENDING CAPITAL GROUP INC
  • 260 Knowles Avenue, Unit 330, Southampton, PA, 18966
  • Lending Capital Group is the mortgage company you’ve been looking for. The highest of integrity, speed and low rates to get your mortgage loan done, on time, every time. We love our clients! Our passion is helping them through the mortgage process from A – Z to get them into the home of their dreams, or through their financial issues.
  • Stonebridge Home Loans
  • 1148 Street Road, Southampton, PA, 18966
  • Stonebridge Home Loans we care greatly about the satisfaction of our clients. You can be confident that when you receive a quote from Stonebridge Home Loans there will not be any hidden fees, empty promises and you will work with experienced professionals. Unlike most large banks
  • Spectrum Mortgage Company Inc
  • 1935 Saint Andrews Court, Jamison, PA, 18929
  • At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
  • County Mortgage Services, LLC
  • 2701 Old York Rd., Jamison, PA, 18929
  • "County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream. We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."
  • FNCB Bank
  • 100 South Blakely Street, Scranton, PA, 18512
  • FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984). On October 27, 1987, upon approval at a special shareholder's meeting
  • Fidelity Bank Pennsylvania
  • 101 North Blakely Street, Scranton, PA, 18512
  • Fidelity Bank has over 118 year history of exceeding its clients'​ expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients