USDA Vs. FHA your options comparison in Durham, Middlesex County, CT
For 2025, the USDA loan ceiling in Durham, within Middlesex, CT, is set at $336,500, whereas for a single-family house, the FHA limit stands at $472,030.
Lendersa® offers a USDA loan calculator that lets you compare the leading USDA and FHA rates today, helping you understand the needed income, credit profile, reserves, and documents for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, enabling you to choose the ideal program in for your financial needs.
Loan ceilings and down payment guidelines for 2025 in Durham, Middlesex, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan selections in Durham, CT
The aim of Lendersa® is to swiftly provide you with the optimal USDA or FHA loan with simplicity. Choose from three entry points to connect with appropriate lenders and USDA lending schemes.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
At Gateway Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Global Unity Mortgage reduce any unnecessary stress and anxiety. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding you the right loan, with the best rates, terms and costs to meet your unique needs.We are equipped with the latest software, programs and information available the mortgage m
154 Talcottville Road, Vernon Rockville, CT, 06066
At Americay Mortgage Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
At Sikorsky Credit Union, we believe that the financial choices you make today, like where you bank, can help you live a better life tomorrow. We are very proud to be named the #1 Credit Union in Connecticut by Forbes in both 2020 and 2021. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Main Street Mortgage was founded by David Bigley in 1996. David has been helping Connecticut residents finance their homes for over 34 years.David is an active member in the Stratford community as a volunteer for Merton House Soup Kitchen, Fairfield Prep Fathers Club and coach for Sterling House Youth Sports Basketball and Soccer.
"AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years.
We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts.
At Regina Capital we pride ourselves by doing business with honesty and integrity.
Regina Capital has been in the private lending field since 1999
At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.
