USDA Vs. FHA your options comparison in Durham, Middlesex County, CT
For 2025, the USDA loan ceiling in Durham, within Middlesex, CT, is set at $336,500, whereas for a single-family house, the FHA limit stands at $472,030.
Lendersa® offers a USDA loan calculator that lets you compare the leading USDA and FHA rates today, helping you understand the needed income, credit profile, reserves, and documents for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans, enabling you to choose the ideal program in for your financial needs.
Loan ceilings and down payment guidelines for 2025 in Durham, Middlesex, CT
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan selections in Durham, CT
The aim of Lendersa® is to swiftly provide you with the optimal USDA or FHA loan with simplicity. Choose from three entry points to connect with appropriate lenders and USDA lending schemes.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
The Chappell Hill Bank was chartered in 1907 and has operated continuously in the same location in Washington County since its inception. The Bank was originally chartered as Farmers State Bank on September 1907. In 1989 the Articles of Association were officially amended to change the name from Farmers State Bank to Chappell Hill Bank.
The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.
800 Bonaventure Way, Suite 159, Sugar Land, TX, 77479
We are a premier financial company providing mortgage related products for residential needs in Texas at competitive prices. Our SBA 7a partners enable us to close more business & commercial transactions with lower fees. The mission is to empower our clients by educating them on rates, pricing, & costs so they can make the best financial decision.
2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
Fig Loans help Americans solve urgent cash needs while building their credit at the same time. We care about getting you funds quickly, and providing the best personal loan experience and also payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate.
Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.
2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
Sims Mortgage Team is a completely independent loan brokerage and advisory service. We’re a Texas and soon to be a California based mortgage brokerage. We also know that given our advice and guidance to help you become a better borrower, if we don’t earn your business today, we know we’ll most certainly earn your respect and referrals tomorrow.
Acacia Mortgage Finance Group is your premier mortgage broker and funding source for your residential mortgage need. Whether you plan to purchase or refinance our knowledgeable loan officers are ready to help you realize or maintain your dream of homeownership. We specialize in Conventional and FHA financing for purchases, refinance and investment.
16754 Southwest Fwy, Suite B, Sugar Land, TX, 77479
Home4U Mortgage We truly understand that the home loan process can be tedious. Don't worry – our mortgage loan advisors carefully walk all our home buyers through the required paperwork and provide answers to the questions the home mortgage process can create. Our commitment to you is that we will make the process of getting your Home Mortgage Loan
HomeTrust Financing has set the standard for processing home loans with trust, honesty, and integrity. We love helping home buyers achieve “The American Dream.” We believe that building wealth shouldn’t require a perfect credit score and having to put down a significant amount of money. Our mission is to make you a homeowner with financing.
