During 2025, the USDA loan threshold in Wallingford-Center, New Haven county, CT is set at $305,900, while the FHA limit is $356,362 for a single-family home.
Leverage the Lendersa® USDA calculator to weigh USDA against FHA rates today, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side, guiding you to the best option for your financial situation in
Discover loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| USDA | $305,900 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to secure the optimum USDA or FHA loan swiftly and easily. Start with any of the three routes to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, often known as USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans that mandate at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
