USDA and FHA Pro and Con in Middlefield, Middlesex County, CT

In 2025, the USDA loan maximum in Middlefield, located in Middlesex, CT, is $336,500, while the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator can be used to compare today's leading USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the most fitting program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Middlefield, Middlesex, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Middlefield, CT

Lendersa® aims to deliver the best USDA or FHA loan options promptly and without hassle. Select from three starting paths to connect with the right lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

Defining USDA Loans in CT

A USDA home loan, guaranteed by the government through the Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is intended for rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vintage Mortgage Firm
  • 41760 Ivy Street, Suite 102, Murrieta, CA, 92562
  • Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality
  • Christiansen Capital
  • 25185 Madison Ave Ste. A, Murrieta, CA, 92562
  • Christiansen Capital is a trust deed investment firm and hard money lender conveniently located in Murrieta, California. Christiansen Capital has been assisting clients obtain “non-conventional” financing since 2005. Christiansen Capital was created to be the conduit between borrowers who can actually obtain conventional financing.
  • Griggs Mutual Realty & Management
  • 6080 Hamner Avenue, Suite 103, Eastvale, CA, 91752
  • At Griggs Mutual Realty & Management, the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. The Griggs Mutual Realty & Management Team is your premier mortgage company located in Eastvale, California.
  • Arete Mortgage NW LLC
  • 5516 Southeast 71st Avenue, Portland, OR, 97206
  • Arete Mortgage NW, LLC is a mortgage brokerage providing residential purchase and refinance mortgages to borrowers in the Pacific Northwest. Our goal is simple: we want to work quickly and efficiently to get borrowers a great rate. We do so by operating with low overhead costs and utilizing technology to optimize efficiency
  • Castparts Employees Federal Credit Union
  • 8120 SE Luther Rd., Portland, OR, 97206
  • Castparts Employees Federal Credit Union. The first office was located in a single-person room under the stairs in one of Precision Castparts’ plants. After outgrowing the small ‘office’, the credit union moved into a modular unit in the parking lot. and credit union built a new branch off-site, and continues to maintain separate ‘single-person.
  • Fidelity Bancorp
  • 3400 Inland Empire Blvd, Suite 101, Ontario, CA, 91764
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Encore Mortgage
  • 3333 Concours St, Bldg 4, Suite 4100, Ontario, CA, 91764
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Fire Your Landlord - Fontana - Mortgage
  • 800 N. Haven Avenue, Suite 240, Ontario, CA, 91764
  • Fire Your Landlord® is designed to educate renters about how to qualify and buy a home, while at the same time - linking realtors, lenders and the homebuyer together so we can tell the renter to go and Fire Your Landlor and As a mortgage professional with more than 31 years of experience, Chris Trapani loves helping families realize.
  • MPower Mortgage
  • 3998 Inland Empire Blvd, Ontario, CA, 91764
  • At MPower Mortgage, we take great pride in being in the service of our industry. That’s what makes us more than just another mortgage loan provider. It means we not only have the expertise to see your deals and transaction through from start to finish, but we’re here for you in the future for any needs that might arise.
  • Adam Tice, Mortgage Lender NMLS #289398
  • 3595-1 Inland Empire Blvd, Suite 1240, Ontario, CA, 91764
  • Adam Tice You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...I'm here to solve that for you. Go ahead and download my cheat sheet.
  • AL the Loan Guy
  • 13191 Crossroads Pkwy, Suite 525, City Of Industry, CA, 91764
  • "We are available from 8am to 8pm 7 days a week •We use CRM to convert leads •We put together complete pre-approval packages •We help get offers accepted with our 30-10-14 •We close early or on time every time •We communicate with you and the customer throughout the whole process"