In 2025, the USDA loan maximum in Middlefield, located in Middlesex, CT, is $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator can be used to compare today's leading USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the most fitting program for your financial situation in
Evaluate loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to deliver the best USDA or FHA loan options promptly and without hassle. Select from three starting paths to connect with the right lenders and explore USDA loan offerings.
A USDA home loan, guaranteed by the government through the Department of Agriculture (also known as a USDA rural development loan or USDA mortgage), is intended for rural neighborhoods. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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