In 2025, the USDA loan limit for Middletown, located in Middlesex county of CT, is established at $336,500. Contrastingly, the FHA limit for a single-family home is set at $472,030.
Try using the Lendersa® USDA loan calculator to compare today's leading rates for USDA versus FHA loans. This will help you assess the income, credit, reserves, and paperwork required to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, ensuring you can choose the best option in Alabama for your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Middletown, County of Middlesex, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Middletown, CT
Lendersa® is dedicated to swiftly securing the best possible USDA or FHA loan for you without complications. Start with one of the three pathways leading to matched lenders and the available USDA loan programs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture. It's available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, no down payment is needed for a USDA mortgage.
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Our client-first approach and our passion have attributed to our phenomenal growth and continued success on behalf of our clients. To deliver outstanding results for our clients by leveraging our superior market intelligence, data-driven research, carefully customized strategies, and excellence in service.
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