USDA VS FHA in North-Branford, New Haven County, CT

In 2026, the federally set USDA loan limit in North-Branford, New Haven, CT is $305,900, whereas for FHA, it is $356,362 for a single-family dwelling.

Try out the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates. This tool helps you understand the income, credit, reserves, and paperwork required for eligibility. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA loans, ensuring you select the best program for your financial needs in .

Compare offers from 100 lenders

Loan limits and downpayment information for 2026 in North-Branford, New Haven, CT

Loan Type Loan Limit Down payment
USDA $305,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in North-Branford, CT

The mission of Lendersa® is to connect you to the most suitable USDA or FHA loans quickly and seamlessly. Choose from three starting points to engage with matching lenders and USDA programs.

Lendersa USDA loan request and lender matching

Understanding USDA Loans in CT

A USDA home loan, also known as a rural development loan, is backed by the government through the Department of Agriculture. Available only in rural areas, unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A M Mortgage Brokers
  • 132 S. Main Ave, Taylor, PA, 01851
  • AM Mortgage Brokers Inc, is a family run business, with strong ties to the local community. Our low overhead allows us to out price our competition. We guarantee to offer you better service and more affordable loan programs than the larger mortgage brokerages or banks. Our competitors’ high operating costs.
  • Hingham Institution for Savings
  • 49 Main Street, Hingham, MA, 02043
  • Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.
  • Heritage Mortgage Company Inc
  • 175 Derby Street, Suite 36, Hingham, MA, 02043
  • Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.
  • Hard Money Loans CT by Cutter Hill Capital
  • 4 Cutter Hill Rd, Hingham, MA, 02043
  • Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.
  • Precision Federal Credit Union
  • 7 Optical Avenue, Keene, NH, 03431
  • FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
  • Everett Co-operative Bank
  • 419 Broadway, Everett, MA, 02149
  • Everett Banks’ loyalty to our customers and friends is the foundation of our business. We're proud to be a part of this local heritage and have enjoyed working to help our communities grow and prosper. Our goal is to form long-lasting relationships by providing customers with better, more convenient products and services.
  • MJ Mortgage Corporation
  • 627 Broadway, Everett, MA, 02149
  • MJ Mortgage has licenses to operate in Florida, Massachusetts, and New Hampshire.Our process is fast, practical, and efficient, with record time for processing documents with the bank, in less than 20 days! We are the ideal Mortgage company for anyone who wants to buy or invest in. Make yourself at home
  • MJ MORTGAGE
  • 627 Broadway, Everett, MA, 02149
  • We are here to offer our experience and expertise in mortgage lending. Our Loan Officers are working for you! With helpful guides through the lending process, our experienced staff will guide you has access to a full range of mortgage sources. Together with there know-how and all of our lending specialists are dedicated to finding the right loan