USDA Vs. FHA Pro and Con comparison in East-Lyme, New London County, CT
In the year 2026, the maximum loan amount available for USDA loans in East-Lyme, within New London county, CT stands at $285,000. Conversely, the FHA loan cap for a single-family dwelling amounts to $356,362.
Utilize the Lendersa® USDA loan tool to compare today's most favorable USDA and FHA rates, assessing the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to simultaneously evaluate USDA, FHA, Conforming, and VA options, assisting you in pinpointing which program in aligns best with your financial profile.
2026 loan limitations and down payment requirements in East-Lyme, county of New London, CT
Loan Category
Maximum Loan Amount
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan possibilities in East-Lyme, CT
Lendersa® aims to facilitate the quickest and simplest process for obtaining an optimal USDA or FHA loan. Choose among three beginning avenues to match with the appropriate lenders and USDA loan programs.
A USDA mortgage is a government-backed loan courtesy of the Department of Agriculture, sometimes called USDA rural development loans or USDA mortgages, and is exclusively available in rural areas. Unlike FHA loans that demand a minimum of 3.5% down, USDA loans necessitate no initial down payment at all.
Blue Note Capital specializes in private financing for acquisition and rehabilitation of single and multi family residential properties in New Hampshire. We work with borrowers throughout the state and provide them with fast funding for their real estate investment projects. We have funded over $12 million in various size projects
Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations
Traditional Mortgage, Inc. was founded in 2004 and is a full service mortgage company located in Pelham, New Hampshire. We offer a wide range of products including, purchases, refinancing options and debt consolidation products. We are licensed in New Hampshire, Maine and Massachusetts.
Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
In 1936, North Jersey Federal Credit Union was founded. Our vision is to provide service to all members beyond their expectations to create a “Wow Experience” for each of them. We will be convenient, efficient and effective in serving our members throughout the community. Our goal is to enable our members to have financial freedom.
Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
