USDA Vs. FHA Pro and Con comparison in Niantic, New London County, CT
For 2025, the USDA loan limit for Niantic in New London county, CT is $336,500, whereas the FHA loan cap for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate the best available rates for USDA versus FHA loans today. Ascertain the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, so you can decide which program in Alabama fits your specific financial needs best.
Loan limits and down payment guidelines for 2025 in Niantic, New London county, CT
Loan Type
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA loan opportunities in Niantic, CT
The ambition of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and conveniently. Choose among three methods that efficiently pair you with lenders and USDA loan solutions.
A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.
At Lifestyle Funding Solutions LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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Everest Federal Credit Union (EFCU) is a first-ever autonomous financial institution formed by Nepali people outside of Nepal. It is our dream to establish our own financial institution in USA to help our community members financially. Keeping them in mind, following will be key mission, vision, principle and values of EFCU
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We are here to offer our experience and expertise in mortgage lending. Our Loan Officers are working for you! With helpful guides through the lending process, our experienced staff will guide you has access to a full range of mortgage sources. Together with there know-how and all of our lending specialists are dedicated to finding the right loan
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Founded in 1926 and headquartered in Chelsea, Metro is a cooperative financial institution, owned and controlled by the members who use and benefit from our products and services. Since 1926, Metro Credit Union has been providing financial services to more than 200, 000 members in our communities throughout Massachusetts.
