In 2025 within Farmington, Hartford County, CT, the USDA loan maximum is $336,500; for FHA, it is $472,030 for a single-family home.
Use Lendersa®'s USDA loan calculator to compare the best current USDA and FHA rates and identify the income, credit, reserves, and documents needed for qualifying. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you decide on the best program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly and effortlessly secure you the best USDA or FHA loan available. Select from three starting points that connect you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, this loan doesn't require any down payment, unlike FHA loans which have a minimum 3.5% down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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