USDA Vs. FHA Pro and Con comparison in Farmington, Hartford County, CT

In 2026 within Farmington, Hartford County, CT, the USDA loan maximum is $336,500; for FHA, it is $472,030 for a single-family home.

Use Lendersa®'s USDA loan calculator to compare the best current USDA and FHA rates and identify the income, credit, reserves, and documents needed for qualifying. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, helping you decide on the best program for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Farmington, Hartford, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Farmington, CT

Lendersa® aims to quickly and effortlessly secure you the best USDA or FHA loan available. Select from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA matching results

What is a USDA Loan in CT?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, this loan doesn't require any down payment, unlike FHA loans which have a minimum 3.5% down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • JH Moore Inc
  • 777 Main Street, Suite 654, Fort Worth, TX, 76102
  • JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Alliance Lending
  • 1150 South Freeway, Suite 215, Fort Worth, TX, 76104
  • Alliance Lending Corporation is licensed and regulated by the U.S. Small Business Administration as a Certified Development Company (CDC)and 504 Lender. Originally chartered in 1976 as the Fort Worth Economic Development Corporation, our name change to Alliance Lending became effective in 2005.

  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • Everman Parkway Credit Union
  • 1216 Everman Parkway, Fort Worth, TX, 76140
  • General Motors moved the plant to Dallas and the credit union followed. There, board members worked out of their locker room until January 1982, when office space was rented, a computer bought and a manager hired. GM moved the plant back to Forth Worth in 1987 and the credit union moved to Forth Worth in August of 1987. In October 1991.

  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.

  • Fort Worth Financial L.L.C
  • 2625 8th Avenue, Fort Worth, TX, 76110
  • Fort Worth Financial is a full service mortgage lender specializing purchase and refinance lending in Fort Worth, Denton, Dallas, Weatherford, and Burleson, Texas. We understand that a home is one of the biggest investments that many people will make in their lifetime and we work hard to provide our clients .

  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .

  • Texas People FCU
  • 4613 Wellesley Avenue, Fort Worth, TX, 76107
  • Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.

  • Fort Worth City Credit Union
  • 2309 Montogomery Street, Fort Worth, TX, 76107
  • Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.

  • Trinity Bank, National Association
  • 3500 W. Vickery Blvd, Fort Worth, TX, 76107
  • TrinityBank was created from scratch for our local Tarrant County customers. We’re an independent bank with a local board of directors and an experienced professional staff. That means we can move fast because we make all the decisions here. And by limiting our brick and mortar to one central location

  • Rand & Associates Incorporated
  • 3901 Alamo Ave, Fort Worth, TX, 76107
  • At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.