USDA Vs. FHA your options comparison in Plainville, Hartford County, CT

In 2026, the USDA loan cap for Plainville in Hartford county, CT, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the latest USDA and FHA rates. This will help you identify the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most appropriate program for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Plainville, Hartford, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Plainville, CT

The aim of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you. Choose one of three starting points to match with relevant lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government's Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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