USDA Vs. FHA your options comparison in West-Hartford, Hartford County, CT

During 2025, the USDA loan limit in West-Hartford, within Hartford county of CT, is $310,000. In contrast, the FHA limit for a single-family home is $356,362.

With the Lendersa® USDA loan calculator, you can compare the current top USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documents for qualification. This advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial needs, especially in .

Explore loan offers from a plethora of 100 lenders

Loan Limits and Down Payment Essentials for 2025 in West-Hartford, Hartford County, CT

Type of Loan Loan Cap Down Payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Options in West-Hartford, CT

The goal of Lendersa® is to secure you the optimal USDA or FHA loan quickly and efficiently. Choose one of three starting points that connect you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, backed by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans which demand at least a 3.5% down payment, the USDA loan doesn't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vantage Bank TX
  • 1801 South 2nd Street, McAllen, TX, 78503
  • Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.
  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services
  • Starr County Teachers Federal Credit Union
  • 1322 E San Benito Street, Rio Grande City, TX, 78582
  • The Starr County Teachers Federal Credit union was founded in 1968 by a group of educators. The purpose of organizing a credit union was to provide school district employees with a financial institution of their own. This institution could offer them better rates on loans and a better return on their deposits.
  • Ward County Credit Union
  • 301 South Main Street, Monahans, TX, 79756
  • A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
  • Gunnison Bank and Trust Company
  • 232 W Tomichi Ave, Gunnison, CO, 81230
  • The Gunnison Bank and Trust Company was issued its Charter from the State of Colorado in 1910. Over the last 100 years, the bank has continually evolved to serve the ever changing financial needs of the Gunnison Valley. The bank now serves the valley with two branches, The Gunnison Bank and The Crested Butte Bank.
  • La Joya Area Federal Credit Union
  • 214 East Expressway 83, La Joya, TX, 78560
  • La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe
  • Zapata National Bank
  • PO Drawer 100, Zapata, TX, 78076
  • Zapata National Bank is the institution with the longest servitude to the South Texas community of Zapata County. As the oldest bank in Zapata, we have strong deep roots committed to the community and its prosperity. Since its foundation in 1961, we have strived to assist the citizens of Zapata by offering competitive products and services
  • Bank of the Southwest
  • 226 North Main Street, Roswell, NM, 88201
  • Bank of the Southwest evolved from the idea that community banks continue to thrive as a vital link in the economic well-being and prosperity of thousands of small and medium-sized towns, rural areas, and urban neighborhoods throughout America. Bank of the Southwest's goal is to secure a niche in the financial services market.
  • The Florist Federal Credit Union
  • 313 W Country Club Road, Suite 11, Roswell, NM, 88201
  • The WTNM Federal Credit Union received a federal charter in 1969, after members of the WesTexas New Mexico Florist Association looked for ideas to benefit the members of the Association. The original office was in Midland, Texas, and in 1973 it was moved to Roswell, New Mexico where the volunteer manager lived and owned a flower shop.
  • Roswell Community Federal Credit Union
  • 2514 N Main Street, Roswell, NM, 88201
  • Roswell Community Federal Credit Union Our Credit Union was originally known as the Hobbs Gulf Federal Credit Union and was organized in 1954. In October 1995; the Credit Union amended its charter to include anyone who lives or works in Roswell and changed the name to Roswell Community Federal Credit Union.