USDA Vs. FHA your options comparison in West-Hartford, Hartford County, CT

During 2026, the USDA loan limit in West-Hartford, within Hartford county of CT, is $310,000. In contrast, the FHA limit for a single-family home is $356,362.

With the Lendersa® USDA loan calculator, you can compare the current top USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documents for qualification. This advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial needs, especially in .

Explore loan offers from a plethora of 100 lenders

Loan Limits and Down Payment Essentials for 2026 in West-Hartford, Hartford County, CT

Type of Loan Loan Cap Down Payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discovering USDA and FHA Loan Options in West-Hartford, CT

The goal of Lendersa® is to secure you the optimal USDA or FHA loan quickly and efficiently. Choose one of three starting points that connect you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

The USDA home loan, backed by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans which demand at least a 3.5% down payment, the USDA loan doesn't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1819 Acushnet Ave, New Bedford, MA, 02746
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  • Cooperative Federal Credit Union
  • 39 Broadway, Woodridge, NY, 12789
  • The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
  • Fort Amsterdam Capital
  • 60 East 42nd Street, Suite 3010, New York, NY, 10165
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  • 1114 Avenue of the Americas, New York, NY, 10036
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  • 100 McGuinness Boulevard, Brooklyn, NY, 11222
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  • 180 Massachussetts Ave, Arlington, MA, 02474
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