USDA Vs. FHA your options comparison in West-Hartford, Hartford County, CT
During 2025, the USDA loan limit in West-Hartford, within Hartford county of CT, is $310,000. In contrast, the FHA limit for a single-family home is $356,362.
With the Lendersa® USDA loan calculator, you can compare the current top USDA versus FHA rates. Determine the necessary income, credit score, reserves, and documents for qualification. This advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial needs, especially in .
Loan Limits and Down Payment Essentials for 2025 in West-Hartford, Hartford County, CT
Type of Loan
Loan Cap
Down Payment
USDA
$310,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA Loan Options in West-Hartford, CT
The goal of Lendersa® is to secure you the optimal USDA or FHA loan quickly and efficiently. Choose one of three starting points that connect you with appropriate lenders and USDA loan programs.
The USDA home loan, backed by the government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans which demand at least a 3.5% down payment, the USDA loan doesn't require any down payment.
The Connecticut Housing Finance Authority (CHFA) was created in 1969 by the Connecticut Legislature as a self-supporting quasi-public housing agency charged with the purpose of expanding affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals..
The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.
Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
We are an independent mortgage brokerage company! This means we work with multiple wholesale lenders and are not tied into just one set of programs or interest rate offerings like a bank. What this means to you is confidence that your personal mortgage broker is able to offer you the lowest terms available at the lowest cost in fees.
First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.
Generation2 Mortgage Services was founded in 2008 as a direct result of the need for simple mortgage solutions for clients needing to purchase or refinance their home. We realized this need as we came from larger lenders; we saw the egregious fees and methodical loan process they put their clients through. Some of the items that we saw were clients
1343 Sullivan Avenue, 2nd Floor, South Windsor, CT, 06074
Since 1997 Money Market Mortgage, LLC has been in the business of residential and commercial mortgage origination. We are a company that serves individuals and companies who need a Mortgage Broker and/or Mortgage Lender and have built our business on a deep understanding of the needs of our community.
1750 Ellington Road, Bldg. 3, South Windsor, CT, 06074
Precision Mortgage, LLC is located in South Windsor, Connecticut and is a full service Mortgage Lender with experienced Mortgage Bankers offering expertise in every area of mortgage needs. We provide mortgage loans from purchase, refinance, renovation, to constrution lending. We are commited to building a strong reputation
