USDA Vs. FHA your options comparison in New-Britain, Hartford County, CT

In 2026, the USDA loan ceiling in New-Britain, within Hartford county, CT, is set at $310,000, whereas the FHA limit for a single-family home stands at $356,362.

Employ the Lendersa® USDA loan calculator to evaluate the top current USDA versus FHA rates, determining the income, credit, reserves, and documents necessary for qualification. This advanced mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program tailored to your financial needs, particularly around .

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Loan Limits and Down Payment Needs for 2026 in New-Britain, Hartford County, CT

Loan Type Loan Cap Down Payment
USDA $310,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in New-Britain, CT

Lendersa® aims to secure the most favorable USDA or FHA loan swiftly and efficiently. Choose from three preliminary paths leading to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

An Insight into the USDA Loan in CT

The USDA home loan, endorsed by the Department of Agriculture, often called the USDA rural development loan or USDA mortgage, is restricted to rural localities. Unlike FHA loans that stipulate a minimum 3.5% down payment, no down payment is needed for the USDA loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



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