USDA Vs. FHA Pro and Con comparison in North-Haven, New Haven County, CT

In 2025, the USDA loan limit for North-Haven in New Haven County, CT, is set at $305,900. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Use the Lendersa® USDA loan calculator to evaluate and compare the top rates for USDA versus FHA loans today. It also helps you determine the necessary income, credit, reserve requirements, and documentation needed for eligibility. With our comprehensive mortgage calculator, you can easily compare USDA, FHA, Conforming, and VA options side by side, guiding your decision on the best program in for your financial circumstances.

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2025 Loan Limits and Down Payment Details in North-Haven, New Haven, CT

Loan Type Loan Limit Down Payment
USDA $305,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Paths in North-Haven, CT

The core aim of Lendersa® is to swiftly and easily secure the most favorable USDA or FHA loan for you. Choose one of three initial pathways to connect with matching lenders and browse USDA loan options.

Lendersa USDA loan request and matching results

Defining the USDA Loan in CT

The USDA home loan, guaranteed by the U.S. Department of Agriculture and also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CAPITAL MORTGAGE GROUP
  • 2400 Camino Ramon, Suite 129, San Ramon, CA, 94583
  • As a licensed mortgage broker in California, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide residential / commercial mortgage loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Jason Brown - Preferred Mortgage Inc.
  • 2600 Old Crow Canyon Rd, Suite 201, San Ramon, CA, 94583
  • A key advocate for the local schools, Jason Brown shares his success in business with the youth of today. With over 25 years of experience in the mortgage business Jason created a nonprofit, SaveCASchools.org, which focuses on donating money to schools to help them better assist students in San Ramon Valley.
  • Venstar Financial
  • 2603 Camino Ramon, Suite 417, San Ramon, CA, 94583
  • At Venstar Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • CNA Equity Group, Inc.
  • 2410 Camino Ramon, Suite 324, San Ramon, CA, 94583
  • CNA Equity Group is a locally owned full-service mortgage brokerage company serving Northern and Central California since 2008. Our boutique firm offers personalized service while remaining more nimble and flexible than big banks. We work with over 30 of the world’s most renowned mortgage platforms which allows our experienced team.
  • New National Mortgage
  • 2010 Crow Canyon Place, Suite 100, San Ramon, CA, 94583
  • New National Mortgage is an independent mortgage broker located in the Bay Area and licensed to do business in the state of CA. We have been in business for over a decade and funded millions of dollars. We have helped thousands of people move into their dream homes, expand their investments or businesses.
  • New Vintage Mortgage, Inc.
  • 2551 San Ramon Valley Boulevard, Suite 220, San Ramon, CA, 94583
  • We are an experienced team of mortgage brokers with expertise across the entire spectrum of mortgage lending. Whether you are ready to purchase, refinance, or need a specialized loan option for commercial real estate or construction, New Vintage Mortgage has access to a wide range of resources to serve you.
  • Golden Pacific Home Loans, Inc.
  • 2333 San Ramon Valley Boulevard, Suite 195, San Ramon, CA, 94583
  • Golden Pacific Home Loans As experienced mortgage broker, we believe that the process of obtaining a mortgage or home loans should be streamlined. Golden Pacific Home Loans agents in San Ramon are experts, and our knowledge, experience, and network of options, lenders and resources allows us to design programs to meet your needs.
  • 1st American Mortgage & Real Estate Inc.
  • 2010 Crow Canyon Place, Suite 100, San Ramon, CA, 94583
  • 1st American Mortgage & Real Estate Inc. is your premier source for all of your Real Estate and Mortgage needs. We are 100% committed to our Clients' Needs From beginning to end, we pride ourselves in helping our clients meet all of their home ownership objectives. We look forward to guiding you and providing you with the expertise
  • Quality Choice Funding
  • 2675 Twin Creeks Drive, San Ramon, CA, 94583
  • Quality Choice Funding was established in 2006. The founder, David Hanks, left scientific computing and started his mortgage career in 2001. We specialize in residential mortgages, whether purchase or refinance, including jumbo, conventional, FHA, VA and reverse mortgages (HECM).
  • Apex Mortgage Solutions
  • 2333 San Ramon Valley Blvd, Suite 150, San Ramon, CA, 94583
  • "Apex Mortgage Solutions is full service Mortgage Broker loacated in San Ramon, California. As an affiliate partner, Apex enjoys all of the advantages of being a full service mortgage broker, like consistency and control of the transaction. Our in-house team is dedicated to providing priority service so we can deliver"