USDA Vs. FHA Pro and Con comparison in Northwest-Harwinton, Litchfield County, CT
For 2026, the USDA loan limit for Northwest-Harwinton in Litchfield county, CT is $286,100, whereas the FHA loan cap for a single-family home is $357,650.
Make use of the Lendersa® USDA loan calculator to evaluate the best available rates for USDA versus FHA loans today. Ascertain the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, so you can decide which program in Alabama fits your specific financial needs best.
Loan limits and down payment guidelines for 2026 in Northwest-Harwinton, Litchfield county, CT
Loan Type
Maximum Limit
Down Payment
USDA
$286,100
0%
FHA
$357,650
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan opportunities in Northwest-Harwinton, CT
The ambition of Lendersa® is to secure the most favorable USDA or FHA loans for you quickly and conveniently. Choose among three methods that efficiently pair you with lenders and USDA loan solutions.
A USDA home loan is supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.
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