USDA Vs. FHA your options comparison in Northwest-Harwinton, Litchfield County, CT

In 2024, USDA loan limit in Northwest-Harwinton, county of Litchfield, CT is $286,100 while FHA limit is $357,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Northwest-Harwinton, county of Litchfield, CT

Loan Type Loan Limit Down payment
USDA $286,100 0%
FHA $357,650 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Northwest-Harwinton, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Commodore Bank
  • 100 East Main Street, Somerset, OH, 43783
  • Commodore Bank is a customer-driven banking institution that targets business owners, professionals, and residents within its service area. The bank emphasizes customer service by the ability to make decisions locally. The Bank’s structure positions customers directly with front-line personnel.
  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
  • Erie Community Federal Credit Union
  • 1109 E Strub Road, Sandusky, OH, 44870
  • Erie Community FCU, a federally insured credit union that was founded in 1958. We are a full-service, not-for-profit financial institution owned by its members. If you have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union, you qualify to join as well, regardless if you live, work, or wor
  • Civista Bank
  • 100 E. Water Street, Sandusky, OH, 44870
  • Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service. As a $3.0 billion organization, our financial resources and commitment to be the community's trusted financial advisor
  • VacationLand Federal Credit Union
  • 2409 E Perkins Ave, Sandusky, OH, 44870
  • VacationLand Federal Credit Union is much more than a place for banking. We live and work in northern Ohio, and we’re dedicated to helping our members and our communities prosper and thrive. Every member of VacationLand Federal Credit Union is part of our family. We care about you and your well-being instead of the bottom line
  • Cummings Mortgage Service
  • 2609 Columbus Avenue, Sandusky, OH, 44870
  • "We specialize in residential mortgages. We offer Conventional, FHA, VA, First Time Homebuyers, Reverse Mortgages, Rural Development, and nonconforming mortgages with a focus on service and low costs. All loans are processed in our office. We are HUD approved and the first licensed mortgage broker in the State of Ohio."
  • National Bank of Blacksburg
  • 100 South Main Street, Blacksburg, VA, 24060
  • Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
  • First Residential Mortgage Corporation
  • 1344 N Main St, Blacksburg, VA, 24060
  • FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
  • CES Credit Union, Inc
  • 1215 Yauger Road, Mount Vernon, OH, 43050
  • CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.