USDA Vs. FHA Pro and Con comparison in Plymouth, Litchfield County, CT

In 2024, USDA loan limit in Plymouth, county of Litchfield, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Plymouth, county of Litchfield, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Plymouth, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gottara Mortgage
  • 1453 Carrington Ridge Lane, Vienna, VA, 22182
  • Gottara have truly modernized the loan process. Almost everything you need to do as our customer can be done on your phone. We also use the latest digital mortgage technology to be able to process and close loans for a fraction of the cost of our competitors and Our customers love our low rates, superlative service.
  • Capital Residential Mortgage LLC
  • 8500 Leesburg Pike, Suite 510, Vienna, VA, 22182
  • We at Capital Residential Mortgage have helped thousands of clients in the Washington DC Metro area achieve their homeownership or refinancing goals. We have handled more $100 million in mortgages. We promise to make your mortgage process easy and enjoyable. We’ll work with you to consider your loan options and pick the perfect product
  • Mortgagevisa LLC
  • 2181 Chain Bridge Road, Vienna, VA, 22182
  • MortgageVisa is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Today's Mortgage Inc
  • 1964 Gallows Road, Suite 320, Vienna, VA, 22182
  • Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.
  • Saab Mortgage
  • 8230 Boone Blvd, Suite 370, Vienna, VA, 22182
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
  • A Money Matter Mortgage Inc
  • 8229 Boone Blvd, Suite 230, Vienna, VA, 22182
  • We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan.
  • Mortgage One Solutions
  • 8609 Westwood Center Drive, Suite 200, Vienna, VA, 22182
  • We are a Full-Service Direct Lender who originates all types of residential loans. We have over 20 years of experience in the Mortgage Industry. On-site processing, underwriting, and funding teams committed to closing your loans on time. Our team is dedicated to offer our brokers and borrowers a high standard of customer service.
  • DEVAL LLC
  • 8230 Leesburg Pike, Suite 600, Vienna, VA, 22182
  • At DEVAL LLC we hold ourselves to the highest standards of customer service, working honestly and fairly with all of our customers and clients. We provide services to address our customers’ unique circumstances, including numerous payment options, extended hours of operation and associates who are trained to provide knowledgeable assistance.
  • City Lending, Inc
  • 8150 Leesburg Pike, Suite 405, Vienna, VA, 22182
  • City Lending, we know the importance of investing in a home. We understand it can be a scary & sometimes overwhelming process but we aim to make it easy.Our goal is to help borrowers of all experience levels to overcome hurdles that may stand in their way, so they can quickly & painlessly move forward with all of their home related aspirations.