In 2026, the USDA loan limit for Plymouth, located in Litchfield, CT, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Discover the necessary income, credit, reserves, and documents for qualification. Our advanced calculator lets you see USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to securing you the best USDA or FHA loan quickly and with ease. Choose one of three starting paths to connect with matching lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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