USDA VS FHA in Plymouth, Litchfield County, CT

In 2025, the USDA loan limit for Plymouth, located in Litchfield, CT, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Discover the necessary income, credit, reserves, and documents for qualification. Our advanced calculator lets you see USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in suits your financial needs best.

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2025 Loan Limits and Downpayment Requirements in Plymouth, Litchfield, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Plymouth, CT

Lendersa® is dedicated to securing you the best USDA or FHA loan quickly and with ease. Choose one of three starting paths to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

What is a USDA Loan in CT?

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Choice Services Group Inc.
  • 20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
  • Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
  • Geneva Capital Network
  • 1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
  • Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity. We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • CHS Group
  • 18923 Soledad Canyon Rd, Canyon Country, CA, 91351
  • "Capital Home Sales is committed to providing exceptional service with integrity, honesty, knowledge and professionalism. Our services include: - Loan Modification - Refinance - Home Loan - Short Sale - Purchase of a Home - Sale of a Home - List of REO Properties - List of Short Sale"
  • USC Credit Union
  • 3720 S. Flower Street, Los Angeles, CA, 90051
  • The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.
  • Riley Real Estate
  • 4657 Hollywood Blvd, Unit D, Los Angeles, CA, 90027
  • Riley Real Estate is a full-service mortgage company with over 15 years of experience and thousands of funded loans. From mortgage finance consulting to full-service mortgage origination, we are here to guide your mortgage needs with honesty, transparency, and efficiency. buying, selling, refinancing, or building your dream home.
  • Best Coast Mortgage
  • 4844 Hollywood Blvd, Los Angeles, CA, 90027
  • Best Coast Mortgage is a full-service mortgage company with experienced staff offering 30 years of expertise in every aspect of mortgage lending including purchases, refinancing and commercial loans. Our lending specialists have access to a full range of mortgage programs and are dedicated to finding the right one to meet your unique needs.
  • ArcStone Financial, Inc.
  • 1917 Hillhurst Ave, Suite 203, Los Angeles, CA, 90027
  • ArcStone Financial is a local direct lender with over 20 years experience servicing Southern California. As a direct lender, ArcStone Financial offers a wider variety of loan products to fit the needs of all types of borrows. With on-site processing, underwriting, funding and docs, we are better positioned to identify
  • California Hard Money Lenders
  • 1917 Hillhurst Ave, Los Angeles, CA, 90027
  • "Direct California private hard money loans lenders for residential, commercial real estate loans. In Los Angeles Arcstone Financial offers Southern California real estate investors flexible options for bad credit Commercial, construction, rehabilitation refinance loan specialists. 0ver 20 years in California real estate"