USDA VS FHA in Terryville, Litchfield County, CT

In 2026, the USDA loan limit for Terryville, situated in Litchfield, CT, is $336,500. Meanwhile, for a single-family residence, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualifying. Our comprehensive mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in for your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Terryville, Litchfield, CT

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Terryville, CT

The aim of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loan, hassle-free. Choose from three options ensuring a match with the right lenders and USDA loan services.

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Understanding USDA Loans in CT

A USDA home loan, backed by the government via the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is designed for rural areas only. Unlike FHA loans that require no less than a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Professional Mortgage Consultants
  • 401 Darlington Drive West, West Chester, PA, 19382
  • Professional Mortgage Consultants (PMC) was established January 1, 1991 by Laurence E. Ostrom, who is the sole proprietor of the firm. PMC is a Pennsylvania licensed, residential Mortgage Broker, primarily servicing the southeastern region of Pennsylvania including, but not limited to Chester, Delaware, Montgomery, Bucks, Berks
  • CM Mortgage Services Inc
  • 1240 West Chester Pike, Suite 212, West Chester, PA, 19382
  • The CM Mortgage Services Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • THE RATE KINGS MORTGAGE LLC
  • 1101 Carroll Hill Dr, West Chester, PA, 19382
  • The Rate Kings Mortgage LLC was started in 2009. We are a full service, licensed mortgage broker located in Pennsylvania offering competitive rates and fees. We have partnerships with a number of reputable lenders that allow us to offer a multitude of programs to meet your needs. Our service will not be beaten.
  • Brandywine Capital Advisors, LLC
  • 100 South Church Street, West Chester, PA, 19382
  • Brandywine Capital is an experienced full service equipment lease and finance provider. We are driven by an entrepreneurial vision of resources, solutions and integrity. We have long standing relationships with financial institutions and customers for which we provide customized solutions and exceptional service.
  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
  • CACL Federal Credit Union
  • 1800 West Market Street, Pottsville, PA, 17901
  • The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
  • Century Savings Bank
  • 1376 W. Sherman Avenue, Vineland, NJ, 08360
  • Century Savings Bank has grown from a small building and loan association in Bridgeton, NJ with just a few thousand dollars, to a friendly, multi-million dollar financial force operating from a network of six branches throughout southern New Jersey with locations in Elmer, Gibbstown, Mullica Hill, Upper Deerfield Twp, and Vineland.
  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.