USDA Vs. FHA your options comparison in Madison, New Haven County, CT

As of 2025, the USDA loan maximum in Madison, within New Haven county, CT, stands at $336,500. In contrast, the FHA cap for a single-family home is $472,030.

Harness the Lendersa® USDA loan calculator to evaluate today's leading USDA vs FHA rates. Discover the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, allowing you to choose the program in that best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Madison, New Haven County, CT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Madison, CT

Lendersa® aims to secure you the optimal USDA or FHA loan quickly and effortlessly. Select from three starting points that pair you with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CT

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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