USDA Loan Vs. FHA loan for Guilford, CT 2026

For 2026, in Guilford located in New Haven County, CT, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess and compare today’s top USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side-by-side, guiding you to the best program for your financial situation in .

USDA and FHA Loan Possibilities in Guilford, CT

Lendersa® aims to quickly secure the optimal USDA or FHA loan for you, with minimal hassle. Choose from three starting points that align you with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in CT

The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available in rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(817) 297-4331 Lender's profile and map Reviews Texas Exchange Bank 109 N Crowley Road, Crowley, TX, 76036 Texas Exchange Bank first opened for business in 1970 and its current location in Crowley, Texas, was opened in 1974. Our second location opened in Fort Worth in November 2010. The Bank is proud of its heritage and that it is the only Crowley-based bank that has stayed committed to the community.
(832) 375-2002 Lender's profile and map Reviews Woodforest National Bank PO Box 7889, Spring, TX, 77387 Woodforest National Bank® has successfully stood among the strongest community banks in the nation, proudly offering unsurpassed quality customer service since 1980. Woodforest National Bank offers both consumer and business products and services at more than 740 branches in 17 states across the United States.
(281) 298-1009 Lender's profile and map Reviews One Source Home Mortgage 2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380 One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
(281) 304-7770 Lender's profile and map Reviews Jackson Henry Mortgage, LLC 26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380 Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
(281) 598-6500 Lender's profile and map Reviews CLM Mortgage, Inc. 480 Wildwood Forest Dr, Suite 802, Spring, TX, 77380 CLM Mortgage the preferred lender of Chesmar Homes, has branches in Houston & San Antonio. Our loan officers offer excellent service and explain the loan process to you so it's easy to understand, and we'll work to get you the best rate available for your loan. We work with all borrowers throughout the state of Texas.
(832) 990-6752 Lender's profile and map Reviews Traditions Mortgage Group 2001 Timberloch Place, Suite 500, The Woodlands, TX, 77380 Traditions Mortgage Group is buying, selling, refinancing, or buildingyour dream home, you have a lot riding on your loan officer. Since marketconditions and mortgage programs change frequently, you need to make sureyou’re dealing with a top professional who is able to give you quick andaccurate financial advice. As an experienced Mortgage Company.
(281) 627-4222 Lender's profile and map Reviews TEXAS PREMIER MORTGAGE INC 25325 Borough Park Dr, Suite 210, The Woodlands, TX, 77380 Texas Premier Mortgage has a variety of products to help reduce your payment or term. Products for excellent credit include FHA, VA, and Jumbo loans. Conventional loans are also available for your lending needs. Our staff will help you pick the right product for your credit profile.
(713) 844-1100 Lender's profile and map Reviews Shell FCU 301 E 13th Street, Deer Park, TX, 77536 Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
(281) 479-6651 Lender's profile and map Reviews Lubrizol Employees' Credit Union 205 Center Street, Deer Park, TX, 77536 Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
(281) 479-3344 Lender's profile and map Reviews City of Deer Park Federal Credit Union 2005 Center Street, Deer Park, TX, 77536 The City of Deer Park FCU was established for all current City of Deer Park Employees, Retirees, Volunteer Firefighters/ Paramedics, Elected and/or Appointed City Officials, and the extended family of those members. In 2013, membership was extended to the employees & extended family members of the Deer Park Independent School District as well.
(409) 765-6067 Lender's profile and map Reviews Coastal Community Federal Credit Union 2302 Church Street, Galveston, TX, 77550 Coastal Community Federal Credit Union began in 1957 when employees of the Galveston Fire Department decided to form Galveston Firemen’s Federal Credit Union. In 1973, the name was changed to City of Galveston Federal Credit Union to allow all city employees of Galveston to join. Then in 1991