USDA Vs. FHA Pro and Con comparison in Guilford, New Haven County, CT
For 2026, in Guilford located in New Haven County, CT, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today’s top USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side-by-side, guiding you to the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Guilford, New Haven, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Guilford, CT
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you, with minimal hassle. Choose from three starting points that align you with the right lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is available in rural areas only. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans demand no down payment.
Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
2470 Boston Post Road, Unit B3, Guilford, CT, 06437
Lends in Connecticut
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
230 East Main Street, Unit 11, Branford, CT, 06405
Lends in Connecticut
Judith Acampora founded Leading Edge Investment Group, LLC in 2013 and provides financial coordination of financial affairs and oversees all compliance in underwriting. Leading Edge Investment Group is a commercial brokerage offering short term and long term financing on various Real Estate property types.
Trademark Financial Group is a Connecticut licensed mortgage company based in Branford with a combined 35 years of mortgage banking experience. Trademark Financial has grown and made itself a major competitor in the industry. Trademark Financial Group has helped thousands of people to own the home of their dreams.
East Shore Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. East Shore Mortgage may change the products, services
Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.
Security Financial Mortgage Corp., is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Lend Some Money provides fast hard-money loans and commercial lending on real estate property with competitive credit rates and easy terms for purchase and refinance. With over 50 years of combined experience in underwriting, originating and acquiring secured loans, Lend Some Money possesses extensive expertise necessary to competently assist you w
