USDA Vs. FHA your options comparison in Middlebury, New Haven County, CT
In 2025, the USDA loan cap for Middlebury, in the county of New Haven, CT, is $336,500, while the limit for an FHA loan is $472,030, applicable to a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates, and ascertain the required income, credit profile, reserves, and necessary documents to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the most suitable program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Middlebury, New Haven, CT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Middlebury, CT
Lendersa® is committed to quickly providing you with the optimal USDA or FHA loan without unnecessary complications. Choose from three options that link you directly with matching lenders and USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan, is specifically designed for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment, thereby enhancing accessibility for rural residents.
Empowerment Community Development Federal Credit Union
6011 West Orem, Houston, TX, 77085
Empowerment Community Development Federal Credit Union (ECDFCU) is a non-profit organization cooperative association organized for the purpose o f promoting thrift among its members and creating a source of credit for provident and productive purposes. As a non-profit organization the credit union is committed to providing members
CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.
Linkage Credit Union has been open since 1931. The credit union has assets totaling $17.59 Million and provides banking services as Waco Texas Federal Employees Credit Union. Over the next 81 years, our name changed to Postal Employees Credit Union to Waco Postal Credit Union and now Linkage Credit Union
6002 Rogerdale Road, Suite 550, Houston, TX, 77072
Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
Smart Financial is a full-service, financial institution that focuses on people, not profits. Our staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs.
Explore our Annual Reports to learn how we are working to do just tha
11224 Southwest Fwy, Suite 100, Houston, TX, 77031
Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.
Central National Bank was founded in Waco in 1977 as a “neighborhood bank." After two decades of growth and poised as Waco’s Leading Independent Bank, Central National Bank expanded into Temple and Austin to serve Central Texans along the I-35 corridor from Waco to Austin, with 40 years of service and approximately $1 billion in assets.
GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.
First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
