USDA Vs. FHA Pro and Con comparison in Waterbury, New Haven County, CT
As of 2026, in Waterbury, within New Haven county, CT, the USDA loan limit is set at $336,500, while the FHA loan cap for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to assess today's leading USDA against FHA rates. This valuable tool assists in determining the income, credit score, reserves, and documentation you require to qualify. Utilizing our state-of-the-art mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side to identify which program best suits your unique financial needs, particularly in regions like .
Loan Limits and Down Payment Requirements for 2026 in Waterbury, New Haven County, CT
Type of Loan
Maximum Loan
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Waterbury, CT
At Lendersa®, our mission is to provide you with the most suitable USDA or FHA loan quickly and without stress. Start by selecting one of three approaches that will align you with lenders and associated USDA loan programs.
The USDA home loan, underpinned by the governmental Department of Agriculture, also goes by USDA rural development loan or USDA mortgage. These loans are intended strictly for rural communities. While FHA mortgages necessitate at least a 3.5% down payment, a USDA loan usually requires no down payment at all.
Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.
JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate.
Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History!
No one offers a more diverse array of finance options or works harder than JVC
All members and full-time employees of ILA Local 1233, ILA Local 2049, Local 1233 Federal Credit Union and their immediate families are eligible to join Local 1233 Federal Credit Union. All new members must provide proof of residency, social security number, and two picture identifications.
Sterling Associates is a financial services firm that provides financing, insurance and documentation services for many types of boats, RVs, etc. Our success as financing navigators has been built one boat owner at a time. We offer rapid and responsive customer service, unmatched expertise, solid relationships with lenders.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
Consumers FCU is a member-owned, not-for-profit, financial cooperative. Consumers FCU is dedicated to providing members with quality financial products and services, delivered in a professional, personal and confidential manner. Serving our members with banking needs since 1965, Consumers is NCUA chartered, insured, and regulated
Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments
Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.
From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving.
Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.
Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
