USDA Loan Vs. FHA loan for Waterbury, CT [New Haven County Rates 2023]

In 2025, USDA loan limit in Waterbury, county of New Haven, CT is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Waterbury, CT

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Connecticut?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(860) 292-2940 33 miles Lender's profile and map Reviews Windsor Locks Federal Credit Union 516 Spring Street, Windsor Locks, CT, 06096 Windsor Locks Federal Credit Union is a locally based, community chartered federal credit union serving Hartford County. That means anyone who lives, works, worships, or goes to school in any of the towns of Hartford County and their immediate family members are eligible to open an account at the Credit Union.
(860) 655-5305 33 miles Lender's profile and map Reviews New England Valley Mtg Financial 79 Fox Hollow Dr, Windsor Locks, CT, 06096 Unlike a bank, New England Valley Commercial mortgage is not tied down to a single lender. We work with over 100 lenders and over 10, 000 loan varieties. We have the experience and the funding sources to get your deal closed. We are an advisory service, dedicated to working with real estate investors, contractors.
(203) 853-6668 33 miles Lender's profile and map Reviews Cannondale Financial LLC 144 East Avenue, Suite 200, Norwalk, CT, 06851 CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history
888-268-7778 33 miles Lender's profile and map Reviews South End Capital Corporation 101 Merritt 7 Corporate Park, Suite 300, Norwalk, CA, 06851 Founded in 2009, South End Capital is a nationwide, non-conforming lender and intermediary. We offer mortgages secured by commercial and investment residential real estate, as well as collateralized and uncollateralized business loans. Our technology-enabled platform delivers a streamlined loan process, and we are committed to providing excellent s
(203) 612-9580 35 miles Lender's profile and map Reviews Avant Capital Partners 51 Locust Avenue Suite 204, New Canaan, CT, 06840 Avant Capital® provides mortgage financing to owners of commercial and multifamily real estate in the $1 to $60+ million range. We focus on properties in major markets nationwide We are experiencing strong demand for our bridge loan product as commercial banks have reduced CRE lending or are unable to meet borrowers’ closing timelines.
(203) 966-7080 35 miles Lender's profile and map Reviews Bankwell 156 Cherry Street, New Canaan, CT, 06840 We pride ourselves on our unique ability to provide customers with a hometown, private banking experience, and the products and technology that meet their everyday needs. Our mission remains the same after 15 years: to provide outstanding personal service and add value to each of the communities we serve.
(203) 966-1212 35 miles Lender's profile and map Reviews Fenwick Mortgage 59 Grove Street, Unit 1F, New Canaan, CT, 06840 We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
(845) 225-3688 35 miles Lender's profile and map Reviews The Putnam County National Bank of Carmel 43 Gleneida Ave, Carmel, NY, 10512 Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
(203) 857-4530 35 miles Lender's profile and map Reviews Norwalk Hospital Credit Union 31 1/2 Stevens St, Norwalk, CT, 06850 The Norwalk Hospital Credit Union extends membership eligibility to the following persons: All persons who work, practice, or volunteer at Norwalk Hospital, All persons in the greater Norwalk area who provide healthcare or work for an employer in the healthcare industry. All retired persons who previously were in the above groups.
(845) 677-5321 35 miles Lender's profile and map Reviews Bank of Millbrook 3263 Franklin Ave., Millbrook, NY, 12545 Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
(203) 854-9244 35 miles Lender's profile and map Reviews Connecticut Community Bank, National Association 605 West Avenue, Norwalk, CT, 06850 Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.